6 Raymond Ave, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 6 Raymond Ave, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,028 sqft · built 1986
Lot Size	0.412 acres (17,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,500 (Jun 2019)
Tax Bill	$3,993 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-17-713.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-17-713.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,028 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Combination
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,965 sqft (0.412 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6 RAYMOND AVE
City	COLD SPRING
State	KY
Zip	41076-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 DOUGLAS HTS SUBD
Legal Subdivision	DOUGLAS HEIGHTS
Legal Lot Number	10
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4015
Census Tract	52900

Owner

Source: Campbell County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 RAYMOND AVE, COLD SPRING, KY 41076-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONS RELIABLE LNDG
Jun 24, 2019	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	20195093269
Deed Book / Page	804 / 47
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Recording Date	Jun 22, 2026
Property Address	6 RAYMOND AVE, COLD SPRING, KY 41076-1507
Document Number	0006139175
Book / Page	2500 / 400
Instrument Date	May 27, 2026
Instrument	20266139175
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 RAYMOND AVE, COLD SPRING, KY 41076-1507

Mortgage

Document Number	0006139175,
Date	Jun 22, 2026
Book Page	2500/400
Instrument	20266139175

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 10, 2066

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Recording Date	Jun 5, 2026
Property Address	6 RAYMOND AVE, COLD SPRING, KY 41076-1507
Document Number	0006070908
Book / Page	2498 / 843
Instrument Date	May 27, 2026
Instrument	20266070908
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 RAYMOND AVE, COLD SPRING, KY 41076-1507

Mortgage

Document Number	0006070908,
Date	Jun 5, 2026
Book Page	2498/843
Instrument	20266070908

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 10, 2066

Interest

Rate	6.3%
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	6 RAYMOND AVE, COLD SPRING, KY 41076-1507
Document Number	0005106025
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 RAYMOND AVE COLD SPRING KY 410761507, COLD SPRING, KY 41076-1507

Mortgage

Document Number	0005106025
Date	Mar 2, 2020
Book Page	002211/000485
Instrument	5106025

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jun 24, 2019
Property Address	6 RAYMOND AVE, COLD SPRING, KY 41076-1507
Document Number	0005093269
Book / Page	000804 / 000047
Instrument Date	Jun 14, 2019
Instrument	5093269
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 RAYMOND AVE COLD SPRING KY 410761507, COLD SPRING, KY 41076-1507

Mortgage

Document Number	5093270
Date	Jun 24, 2019
Book Page	002183/000087
Instrument	5093270

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,993.00 (+1.01%)	$329,500 (-) Land $50,000 Building $279,500	$329,500 (-) Land $50,000 Building $279,500
2023	$3,953.00 (+13.99%)	$329,500 (+18.74%) Land $50,000 Building $279,500	$329,500 (+18.74%) Land $50,000 Building $279,500
2022	$3,468.00	$277,500 Land $30,000 Building $247,500	$277,500 Land $30,000 Building $247,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1997–2018)
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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