6 Ratcale Ln, Durham, NC 27705 Property Records

Durham County property record for 6 Ratcale Ln, Durham, NC 27705 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1985
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on File
Last Sale	$243,000 (Aug 2025)
Tax Bill	$3,311 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0812-82-1797`

Property Details

APN / Parcel Number

Primary APN	`0812-82-1797`
Alternative APNs	`0812-82-17-9747` `081216821798` `104579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Heated Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Construction Type	Wood
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	168 ft deep x 50 ft wide
Porch	Porch
Porch Area	179 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	6 RATCALE LN
City	DURHAM
State	NC
Zip	27705-3889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREST ST COMMUNITY/SEC:4/ LT#70 PL:000107-000162
Legal Subdivision	CREST ST COMMUNITY
Legal Lot Number	70
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1008
Census Tract	1505

Owner

Source: Durham County records · APN 0812-82-1797

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5316 KERLEY RD, DURHAM, NC 27705-5228
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2026	Deed of Trust, Mortgage · Commercial Mortgage CHAMPIONS FUNDING LLC
Dec 05, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 18, 2021	Deed of Trust, Mortgage FINANCE OF AMERICA COMMERCIAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2025 · Amount on Record
Deed Sale	Aug 20, 2025 · Amount on Record
Prior Sale	Aug 20, 2025 · Amount on Record
Deed Document Number	2025144632
Deed Book / Page	10368 / 829
Prior Transfer Date	Aug 11, 2025
Prior Transfer Doc	0103680823
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	6 RATCALE LN, DURHAM, NC 27705-3889
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5316 KERLEY RD, DURHAM, NC 27705-5228

Mortgage

Document Number	0104930426
Date	Mar 04, 2026
Book Page	10493/426
Instrument	2026165838

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DURHAM NC
Recording Date	Dec 05, 2025
Property Address	6 RATCALE LN, DURHAM, NC 27705-3889
Document Number	0104390578
Book / Page	10439 / 578
Map Reference	MB 107 PG 162
Instrument Date	Dec 03, 2025
Instrument	2025156625
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5316 KERLEY RD, DURHAM, NC 27705-5228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5316 KERLEY RD, DURHAM, NC 27705-5228

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	6 RATCALE LN, DURHAM, NC 27705-3889
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 HILLVIEW DR, DURHAM, NC 27703-9629

Mortgage

Document Number	0094320102
Date	Aug 18, 2021
Book Page	9432/102
Instrument	2021041869

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 08, 2051

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,220 (+112.13%) Land $176,000 Building $124,220	$300,220 (+112.13%) Land $176,000 Building $124,220
2024	$3,311.00 (+78.68%)
2023	$1,853.00 (+2.32%)	$141,525 Land $44,835 Building $96,690	$141,525 Land $44,835 Building $96,690
2022	$1,811.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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