6 Prospect St, Schenevus, NY 12155 Property Records

Otsego County and Maryland Town property record for 6 Prospect St, Schenevus, NY 12155 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Architecture Style	Raised Ranch
Year Built	Built 1975
Square Footage	2,000 sqft Living Area
Lot Size	17,860 sqft (0.41 acres)
Last Sale	$153,700 (2021)
Tax Bill	$3,903.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`363600 230.19-1-68.00`
Alternative APNs	`360023001900010680000000` `023910`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,000 sqft Living Area
1st Floor	1,032 sqft 1st Floor
Basement Area	968 sqft Basement
Finished Basement	968 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Raised Ranch Style
Exterior Material	Wood Exterior
Lot Area	17,860 sqft (0.41 acres)
Lot Width	193 ft Width
Porch Area	160 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	023910
Street Address	6 PROSPECT ST
City	SCHENEVUS
State	NY
Zip	12155-2222
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	994 0 0
Legal Block	1
Legal Lot Number	68.000
Jurisdiction	OTSEGO NY
Minor Civil Division	MARYLAND
Census Blockgroup	2
Census Block	2022
Census Tract	590701

Owner

Source: Otsego County and Maryland Town records · APN 363600 230.19-1-68.00

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 225, SCHENEVUS, NY 12155-0225
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Prior Sale	Jun 19, 2008
Deed Doc Number	20211345
Prior Transfer Date	Mar 28, 2005
Prior Transfer Doc	1079000137
Record Refreshed	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Mar 10, 2021
Property Address	6 PROSPECT ST, SCHENEVUS, NY 12155-2222
Document Number	0000000345
Instrument Date	Feb 19, 2021
Instrument	2021-1345
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	247 CHESTNUT ST # 2, 2, ONEONTA, NY 13820-1362

Mortgage

Document Number	0000000346
Date	Mar 10, 2021
Instrument	2021-1346

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Otsego County and Maryland Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Maryland Town
Unified School District	Schenevus Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,903.00	$113,600 (-) Land $11,700 Building $101,900	$160,293 (+18.53%) Land $16,509 Building $143,784
2023	Homeowner's exemption	$113,600 (-) Land $11,700 Building $101,900	$135,238 (+15.48%) Land $13,929 Building $121,309
2022		$113,600 Land $11,700 Building $101,900	$117,113 Land $12,062 Building $105,051

Flood & Wildfire

6 Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.