6 Prospect Ave, Hampton Bays, NY 11946 Property Records

Suffolk County and Southampton Town property record for 6 Prospect Ave, Hampton Bays, NY 11946

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,129 sqft · built 2004
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,312 (2024)
Deeds & Mortgages	Jun 2023 Mortgage Apr 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0900-295.00-05.00-023.000`

Property Details

APN / Parcel Number

Primary APN	`0900-295.00-05.00-023.000`
Alternative APNs	`473689 295.000-0005-023.000` `368929500000050230000000` `473600420720`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,129 sqft Living Area
1st Floor Area	1,129 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Below Average
Porch	Porch
Porch Area	28 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	6 PROSPECT AVE
City	HAMPTON BAYS
State	NY
Zip	11946-3023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LD EQ 87 +400
Legal Block	5
Legal Lot Number	23
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	2
Census Block	2000
Census Tract	190603

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 PROSPECT AVE, HAMPTON BAYS, NY 11946-3023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 6, 2023	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 6, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 13, 2021	Deed, Transfer · Stand-Alone First Mortgage NEW JERSEY LENDERS CORP
Aug 28, 2018	Loan Modification, Mortgage · Conventional Mortgage M & T BK
May 26, 2017	Grant Deed, Transfer M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2023
Deed Sale	Apr 6, 2023
Prior Sale	Apr 13, 2021 · Amount on Record
Deed Book / Page	13196 / 382
Prior Transfer Date	Apr 10, 2017
Prior Transfer Doc	M000228210252
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	6 PROSPECT AVE, HAMPTON BAYS, NY 11946-3023
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235160892
Date	Jun 30, 2023
Book Page	23516/892

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jul 1, 2052

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	6 PROSPECT AVE, HAMPTON BAYS, NY 11946-3023
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234970862
Date	Apr 6, 2023
Book Page	23497/862

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2052

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Apr 6, 2023
Property Address	6 PROSPECT AVE, HAMPTON BAYS, NY 11946-3023
Document Number	0131960382
Book / Page	13196 / 382
Instrument Date	Jul 1, 2022
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 PROSPECT AVE, HAMPTON BAYS, NY 11946-3023

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Apr 13, 2021
Property Address	6 PROSPECT AVE, HAMPTON BAYS, NY 11946-3023
Document Number	0130990370
Book / Page	13099 / 370
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 COLUMBINE AVE N, HAMPTON BAYS, NY 11946-4122

Mortgage

Document Number	0000DM0022
Date	Apr 13, 2021
Instrument	DM0022

Lender

Name	NEW JERSEY LENDERS CORP
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0232580287
Date	Apr 13, 2021
Book Page	23258/287
Instrument	DM002241

Lender

Name	NEW JERSEY LENDERS CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2050

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUFFOLK NY
Property Address	6 PROSPECT AVE, HAMPTON BAYS, NY 11946-3023
Document Number	0229670044
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 PROSPECT AVE HAMPTON BAYS NY 119463023, HAMPTON BAYS, NY 11946-3023

Mortgage

Document Number	0229670044
Date	Oct 10, 2018
Book Page	022967/000044

Lender

Name	M & T BK
Address	475 CROSSPOINT PKWY, GETZVILLE, NY 14068-1609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 9, 2058

Interest

Rate Type	Fixed Rate
Rate	4.25%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	May 26, 2017
Property Address	6 PROSPECT AVE, HAMPTON BAYS, NY 11946-3023
Document Number	0129140308
Book / Page	012914 / 000308
Instrument Date	Apr 10, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 PROSPECT AVE HAMPTON BAYS NY 119463023, HAMPTON BAYS, NY 11946-3023

Mortgage

Document Number	228210252
Date	May 26, 2017
Book Page	022821/000252

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Unified School District	Hampton Bays Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$408,900 (-) Land $210,800 Building $198,100	$649,047 (-) Land $334,603 Building $314,444
2024	$6,312.00 (+13.16%)		$649,047 (+10.32%) Land $334,603 Building $314,444
2023		$408,900 (-) Land $210,800 Building $198,100	$588,345 (+13.67%) Land $303,309 Building $285,036
2022		$408,900 Land $210,800 Building $198,100	$517,594 Land $266,835 Building $250,759
2020	$5,578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1991–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Aug 2018 · rainfall accumulation
Claims by Event	Severe Blizzard, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMPTON BAYS WATER DISTRICT serves 12,500 people · EPA ID NY5103704
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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