6 Phillips Ct, Henderson, KY 42420 Property Records

Henderson County property record for 6 Phillips Ct, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1951
Lot Size	0.141 acres (6,160 sqft)
Owner	2 Individual Names on File
Last Sale	$182,500 (Mar 2025)
Tax Bill	$2,023 (2025)
Deeds & Mortgages	Jun 2015 Mortgage May 2010 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-27-1-7`

Property Details

APN / Parcel Number

Primary APN	`1-27-1-7`
Alternative APNs	`17622` `53698`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Finished Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,160 sqft (0.141 acres)
Lot Dimensions	112 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	320 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	53698
Street Address	6 PHILLIPS CT
City	HENDERSON
State	KY
Zip	42420-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	PHILLIPS
Legal Lot Number	6
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1010
Census Tract	20602

Owner

6 Phillips Ct is owned and occupied by two individuals who bought it in March 2025.

Source: Henderson County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 PHILLIPS CT, HENDERSON, KY 42420-4314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2015	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
May 21, 2010	Deed of Trust, Mortgage FIFTH THIRD BANK
Mar 25, 2025	Deed, Transfer · VA Mortgage EVANSVILLE TEACHERS FCU
Jun 10, 2024	Deed, Transfer · VA Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025 · Amount on File
Deed Sale	Mar 25, 2025 · Amount on File
Deed Document Number	20252718
Deed Book / Page	682 / 5
Record Updated	Sep 20, 2026

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	6 PHILLIPS CT, HENDERSON, KY 42420-4314
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001190/027
Date	Jun 12, 2015
Book Page	1190/027
Instrument	2015006347

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 25, 2045

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	6 PHILLIPS CT, HENDERSON, KY 42420-4314
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001054/212
Date	May 21, 2010
Book Page	1054/212

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2025

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Mar 25, 2025
Property Address	6 PHILLIPS CT, HENDERSON, KY 42420-4314
Document Number	000RE682/5
Book / Page	RE682 / 5
Instrument Date	Mar 21, 2025
Instrument	2025002718
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$182.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 N MCKINLEY ST # ST3, ST3, HENDERSON, KY 42420-3687

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 PHILLIPS CT, HENDERSON, KY 42420-4314

Mortgage

Document Number	2025002719
Date	Mar 25, 2025
Instrument	2025002719

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Mortgage

Document Number	MT1466/169
Date	Mar 25, 2025
Book Page	MT1466/169
Instrument	2025002720

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	1231 LOUISVILLE RD, FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2035

June 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jun 10, 2024
Property Address	6 PHILLIPS CT, HENDERSON, KY 42420-4314
Document Number	0RE676/114
Book / Page	RE676 / 114
Instrument Date	May 15, 2024
Instrument	2024005034
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	REGIONAL LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2245 GREENBRIAR DR, HENDERSON, KY 42420-3834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 PHILLIPS CT, HENDERSON, KY 42420-4314

Mortgage

Document Number	2024005035
Date	Jun 10, 2024
Instrument	2024005035

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2054

Mortgage

Document Number	MT1446/170
Date	Jun 10, 2024
Book Page	MT1446/170
Instrument	2024005036

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	1231 LOUISVILLE RD, FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 6 Phillips Ct was $2,023 with a homeowner's exemption.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,023.00 Homeowner's exemption	$182,500	$182,500
2023	$370.00 (-14.35%) Homeowner's exemption	$79,500 (-)	$79,500 (-)
2022	$432.00 Homeowner's exemption	$79,500	$79,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6 Phillips Ct in Zone X, an area of minimal flood risk, though there have been 162 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	162 (1979–2012)
Claims Outside the SFHA	2 of 162
Most Recent Claim	Sep 2012 · rainfall accumulation
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Phillips Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon, Watch TV.

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