6 Percy Smith Ln, Collins, MS 39428 Property Records

Covington County property record for 6 Percy Smith Ln, Collins, MS 39428

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,393 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$753 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089E30 04800`

Property Details

APN / Parcel Number

Primary APN	`089E30 04800`
Alternative APN	`10415`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,393 sqft Adjusted Area
1st Floor Area	1,221 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Shed	1 Shed
Shed Area	1,296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10415
Street Address	6 PERCY SMITH LN
City	COLLINS
State	MS
Zip	39428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 AC NEC OF SW4 SW4, IN COLLINS SUBDIVISION LESS .02 AC ROW 7201615 B 0321 P 0571 11/21/2016
Legal Range	15W
Legal Township	08N
Legal Section	30
Legal Subdivision	COLLINS SUBDIVISION
Jurisdiction	COVINGTON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2000
Census Tract	950401

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 183, SEMINARY, MS 39479-0183
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Jul 11, 2017	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2016
Deed Sale	Nov 21, 2016
Prior Sale	Jan 19, 2011
Deed Book / Page	321 / 571
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	6 PERCY SMITH LN, COLLINS, MS 39428
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIVERSIDE CHURCH RD, SEMINARY, MS 39479-4029
Investor	Possibly a Property Investor

Mortgage

Document Number	000794/703
Date	Oct 22, 2021
Book Page	794/703

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	6 PERCY SMITH LN, COLLINS, MS 39428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	738/251
Date	Jul 11, 2017
Book Page	738/251
Instrument	1051520

Lender

Name	COMMUNITY BANK
Type	Bank
Address	LAUREL, MS 39440

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 10, 2022

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Municipality	Collins City
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$753.00 (+1.89%)	$8,524 (-3.18%)
2024			$56,820 (-3.19%) Land $8,000 Building $48,820
2023		$8,804 (-)	$58,690 (-) Land $8,000 Building $50,690
2022	$739.00 (+22.15%)	$8,804	$58,690 Land $8,000 Building $50,690
2019	$605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLLINS serves 2,921 people · EPA ID MS0160002
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swyft Connect Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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