6 Pepper Rd, Towaco, NJ 07082 Property Records

Morris County and Montville Township property record for 6 Pepper Rd, Towaco, NJ 07082

Property Summary

Property Type	Single Family Home
Details	6,142 sqft · built 2001
Lot Size	1.63 acres (71,003 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Jun 2020)
Tax Bill	$29,153 (2024)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00115-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`21-00115-0000-00009`
Alternative APN	`210011500009`

Interior

Stories	1 Story
Building Area	6,142 sqft Living Area
1st Floor Area	6,142 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	71,003 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	6 PEPPER RD
City	TOWACO
State	NJ
Zip	07082-1357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R43
Legal Block	115
Legal Lot Number	9
Jurisdiction	MORRIS NJ
Township / Civil Division	MONTVILLE
Census Block Group	2
Census Block	2015
Census Tract	40805

Owner

Source: Morris County and Montville Township records · APN 21-00115-0000-00009

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6 PEPPER RD, TOWACO, NJ 07082-1357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2020 · Amount on Record
Deed Sale	Jun 05, 2020 · Amount on Record
Prior Sale	Nov 18, 1994 · Amount on Record
Deed Document Number	202034465
Deed Book / Page	23788 / 70
Record Updated	Sep 20, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jun 05, 2020
Property Address	6 PEPPER RD, TOWACO, NJ 07082-1357
Document Number	0237880070
Book / Page	23788 / 70
Instrument Date	Oct 30, 2019
Instrument	2020034465
Transaction Type	Transfer
Record Updated	Nov 04, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,285.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14D RIVERVIEW CIR, 14D, NORTH BERGEN, NJ 07047-6240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 PEPPER RD, TOWACO, NJ 07082-1357

Mortgage

Document Number	2020034466
Date	Jun 05, 2020
Instrument	2020034466

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Morris County and Montville Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Montville Township
Unified School District	Montville Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,092,300 (-) Land $293,200 Building $799,100	$1,092,300 (-) Land $293,200 Building $799,100
2025		$1,092,300 (-) Land $293,200 Building $799,100	$1,092,300 (-) Land $293,200 Building $799,100
2024	$29,153.00 (+3.89%)
2023		$1,092,300 Land $293,200 Building $799,100	$1,092,300 Land $293,200 Building $799,100
2022	$28,061.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1999–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 145 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MONTVILLE TWP MUA serves 22,000 people
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.