Stephens County property record for 6 Overlook Ct, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,364 sqft · built 1999 |
| Lot Size | 2.18 acres (94,961 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $392,000 (Jan 2020) |
| Tax Bill | $6,654 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019C 010 |
| Primary APN | 019C 010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,364 sqft Heated Area |
| Attic Area | 528 sqft |
| Basement Area | 2,156 sqft |
| Finished Basement | 997 sqft |
| Unfinished Basement | 1,159 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 94,961 sqft (2.18 acres) |
| Garage Area | 528 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 159 sqft |
| Deck Area | 355 sqft |
| Patio Area | 99 sqft |
| Gazebo | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 491926 |
|---|---|
| Old Parcel Number | 019C 010 |
| Street Address | 6 OVERLOOK CT |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOTS 19, 20 & 21A PH 1 THE SUMMIT |
| Legal Subdivision | THE SUMMIT |
| Legal Phase | 1 |
| Legal Lot Number | 19-21A 20 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 970101 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6 OVERLOOK CT, TOCCOA, GA 30577-8493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2024 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT |
| Aug 20, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS |
| Jan 10, 2020 | Grant Deed, Transfer · VA Mortgage NATIONS RELIABLE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2020 · Amount on Record |
| Deed Sale | Jan 9, 2020 · Amount on Record |
| Prior Sale | Oct 16, 2015 · Amount on Record |
| Deed Document Number | 0001199211 |
| Deed Book / Page | 1199 / 211 |
| Last Transfer Date | Jan 10, 2020 |
| Transfer Doc | 0011990211 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 6 OVERLOOK CT, TOCCOA, GA 30577-8493 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6 OVERLOOK CT, TOCCOA, GA 30577-8493 |
| Document Number | 0013530000000331 |
|---|---|
| Date | Jan 2, 2024 |
| Book Page | 0000001353/0000000331 |
| Name | LOANDEPOT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 6 OVERLOOK CT, TOCCOA, GA 30577-8493 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6 OVERLOOK CT, TOCCOA, GA 30577-8493 |
| Document Number | 0012640000000304 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 0000001264/0000000304 |
| Name | CALIBER HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jan 10, 2020 |
| Property Address | 6 OVERLOOK CT, TOCCOA, GA 30577-8493 |
| Document Number | 0011990211 |
| Book / Page | 001199 / 000211 |
| Instrument Date | Jan 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $392.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6 OVERLOOK CT TOCCOA GA 305778493, TOCCOA, GA 30577-8493 |
| Document Number | 11990212 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 001199/000212 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2050 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,654.00 (+42.91%) | $242,414 (+54.99%) Land $16,246 Building $226,168 | $606,036 (+54.99%) Land $40,615 Building $565,421 |
| 2023 | $4,656.00 (+5.53%) | $156,411 (+5.53%) Land $16,246 Building $140,165 | $391,028 (+5.53%) Land $40,615 Building $350,413 |
| 2022 | $4,412.00 | $148,219 Land $16,084 Building $132,135 | $370,546 Land $40,209 Building $330,337 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 79% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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