6 Oakhurst St, Ayer, MA 01432 Property Records

Middlesex County and Ayer Town property record for 6 Oakhurst St, Ayer, MA 01432

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,064 sqft · built 1964
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (May 2025)
Tax Bill	$5,772 (2025)
Deeds & Mortgages	Sep 2023 Refinance Apr 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`AYER M:011 B:0000 L:0014`

Property Details

APN / Parcel Number

Primary APN	`AYER M:011 B:0000 L:0014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,064 sqft Living Area
Gross Area	8,977 sqft
1st Floor Area	1,417 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	6 OAKHURST ST
City	AYER
State	MA
Zip	01432-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Lot Number	14
Jurisdiction	AYER MA
Township / Civil Division	AYER
Census Block Group	2
Census Block	2011
Census Tract	325102

Owner

6 Oakhurst St is owned and occupied by an individual who bought it in May 2025.

Source: Middlesex County and Ayer Town records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	6 OAKHURST ST, AYER, MA 01432-1018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA)
Apr 1, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA)
May 12, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JEANNE D ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2025 · Amount on File
Deed Sale	May 12, 2025 · Amount on File
Deed Book / Page	84077 / 182
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	6 OAKHURST ST, AYER, MA 01432-1018
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081963-215
Date	Sep 5, 2023
Book Page	81963/215
Instrument	99997

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2043

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AYER MA
Property Address	6 OAKHURST ST, AYER, MA 01432-1018
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082621-217
Date	Apr 1, 2024
Book Page	82621/217
Instrument	31834

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2044

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AYER MA
Recording Date	May 12, 2025
Property Address	6 OAKHURST ST, AYER, MA 01432-1018
Document Number	084077-182
Book / Page	84077 / 182
Instrument Date	May 12, 2025
Instrument	50965
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 OAKHURST ST, AYER, MA 01432-1018

Mortgage

Document Number	0000050966
Date	May 12, 2025
Instrument	50966

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Jun 1, 2032
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

The 2025 property tax bill for 6 Oakhurst St was $5,772.

Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ayer Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,772.00	$482,600 Land $150,800 Building $331,800	$490,960 (-12.94%)
2024			$563,920
2023	$5,382.00	$433,300 Land $161,900 Building $271,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Oakhurst St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Oakhurst St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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