6 Oak Tree Dr, Cornwall, NY 12518 Property Records

Orange County and Cornwall Town property record for 6 Oak Tree Dr, Cornwall, NY 12518

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,072 sqft · built 1959
Lot Size1.2 acres (52,272 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Sep 2020)
Tax Bill$11,457 (2024)
Deeds & MortgagesJul 2023 Mortgage
Sep 2020 Sale & Refinance
Flood ZoneZone X (minimal risk)
APN332489 34-3-20

Property Details

APN / Parcel Number

Primary APN332489 34-3-20
Alternative APNs
  • 248903400000030200000000
  • 34-3-20

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,072 sqft Living Area
Gross Area2,744 sqft
1st Floor Area1,176 sqft
2nd Floor Area896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1980
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area52,272 sqft (1.2 acres)
View / LotSuburban
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch
Porch Area248 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number34-3-20
Street Address6 OAK TREE DR
CityCORNWALL
StateNY
Zip12518-1802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionRAYMOND A RUGE
Legal Block3
Legal Lot Number20.00
JurisdictionORANGE NY
Township / Civil DivisionCORNWALL
Census Block Group4
Census Block4006
Census Tract13100

Owner

Source: Orange County and Cornwall Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6 OAK TREE DR, CORNWALL, NY 12518-1802
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
WALDEN FEDERAL SAVINGS BANK
Sep 3, 2020Deed, Transfer · Stand-Alone Refinance
WALDEN FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2020 · Amount on Record
Deed SaleSep 3, 2020 · Amount on Record
Prior SaleNov 9, 2016 · Amount on Record
Deed Document Number202046253
Deed Book / Page14797 / 1213
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address6 OAK TREE DR, CORNWALL, NY 12518-1802
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045922
DateJul 27, 2023
Book Page15451/691
Instrument20230045922
Lender
NameWALDEN FEDERAL SAVINGS BANK
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueAug 1, 2033

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateSep 3, 2020
Property Address6 OAK TREE DR, CORNWALL, NY 12518-1802
Document Number0000046253
Book / Page14797 / 1213
Instrument DateAug 7, 2020
Instrument20200046253
Transaction TypeTransfer
Record UpdatedApr 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address518 WYNDHAM RD, TEANECK, NJ 07666-2612

Mortgage

Document Number0000046254
DateSep 3, 2020
Book Page14797/1218
Instrument20200046254
Lender
NameWALDEN FEDERAL SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionCornwall Town
Unified School DistrictCornwall Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$300,500 (-) Land $94,000 Building $206,500$475,300 (+6.69%)
2024$11,457.00
2023$300,500 (-) Land $94,000 Building $206,500$445,500 (+11.85%) Land $139,358 Building $306,142
2022$300,500 Land $94,000 Building $206,500$398,300 Land $124,593 Building $273,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2005–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000

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