St. Louis County property record for 6 Oak St, Duluth, MN 55810 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,350 sqft · built 1950 |
| Lot Size | 0.23 acres (10,036 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,200 (Apr 2007) |
| Tax Bill | $3,668 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-0070-00580 |
| Primary APN | 185-0070-00580 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,350 sqft Gross Area |
| 1st Floor Area | 810 sqft |
| Basement Area | 360 sqft |
| Finished Basement | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,036 sqft (0.23 acres) |
| Garage Area | 992 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 220 sqft |
| Storage Building | 100 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 845348 |
|---|---|
| Street Address | 6 OAK ST |
| City | DULUTH |
| State | MN |
| Zip | 55810-2345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 18 AND 19 SERIAL # |
| Legal Subdivision | PROCTOR CENTRAL DIVISION |
| Legal Block | 3 |
| Legal Lot Number | 18-19 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | PROCTOR |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10100 |
Source: St. Louis County records · APN 185-0070-00580
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6 OAK ST, DULUTH, MN 55810-2345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 09, 2007 · Amount on Record |
| Deed Sale | Apr 09, 2007 · Amount on Record |
| Deed Document Number | 2007834873 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6 OAK ST, DULUTH, MN 55810-2345 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6 OAK ST, PROCTOR, MN 55810-2345 |
| Document Number | 0001466556 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 1466556 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 6 OAK ST, DULUTH, MN 55810-2345 |
| Document Number | 00T1018090 |
| Instrument Date | Nov 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6 OAK ST PROCTOR MN 558102345, PROCTOR, MN 55810-2345 |
| Document Number | 00T1018090 |
|---|---|
| Date | Dec 03, 2019 |
| Instrument | T1018090 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 02, 2034 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Proctor City |
| Unified School District | Proctor Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,668.00 (+13.63%) Homeowner's exemption | ||
| 2025 | $3,228.00 (+22.83%) Homeowner's exemption | $276,700 (+10.24%) Land $21,400 Building $255,300 | $276,700 (+10.24%) Land $21,400 Building $255,300 |
| 2024 | $2,628.00 | $251,000 (+44.84%) Land $18,000 Building $233,000 | $251,000 (+44.84%) Land $18,000 Building $233,000 |
| 2022 | $173,300 Land $13,600 Building $159,700 | $173,300 Land $13,600 Building $159,700 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370101002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | May 1979, rainfall accumulation |
| Wildfire Risk | Low above 3% of the US · above 11% of Minnesota |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 441 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| AirFiber | Fixed Wireless | 100 / 20 |
May also be available at this address: Mediacom Communications, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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