6 Oak Ave, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 6 Oak Ave, Gaithersburg, MD 20877

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,944 sqft · built 1963
Lot Size0.21 acres (9,135 sqft)
OwnerIndividual Name on Record
Last Sale$540,000 (Oct 2023)
Tax Bill$5,864 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-00842586

Property Details

APN / Parcel Number

Primary APN09-00842586
Alternative APN
  • 00842586

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,944 sqft Living Area
Gross Area2,052 sqft
1st Floor Area1,144 sqft
Basement Area800 sqft
Finished Basement800 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,135 sqft (0.21 acres)
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area108 sqft
Deck Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00842586
Street Address6 OAK AVE
CityGAITHERSBURG
StateMD
Zip20877-2705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR90
Legal DescriptionREALTY PARK
Legal SubdivisionREALTY PARK
Legal Block4
Legal Lot NumberP3
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group4
Census Block4000
Census Tract700723

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6 OAK AVE, GAITHERSBURG, MD 20877-2705
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2023Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF AMERICA
Aug 25, 2020Deed, Transfer · Conventional Mortgage
US MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2023 · Amount on Record
Deed SaleOct 6, 2023 · Amount on Record
Prior SaleAug 25, 2020 · Amount on Record
Deed Book / Page67441 / 164
Transfer Doc122676
Record UpdatedSep 20, 2026

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateOct 6, 2023
Property Address6 OAK AVE, GAITHERSBURG, MD 20877-2705
Document Number0674410164
Book / Page67441 / 164
Map ReferenceMB 3 PL 208
Instrument DateSep 14, 2023
Transaction TypeTransfer
Record UpdatedOct 20, 2023
Title CompanyINDEPENDENT TITLE, INDEPENDENT T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,350.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 OAK AVE, GAITHERSBURG, MD 20877-2705

Mortgage

Document Number0067441171
DateOct 6, 2023
Instrument67441/171
Lender
NameFIRST NATIONAL BANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 5, 2053

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateAug 25, 2020
Property Address6 OAK AVE, GAITHERSBURG, MD 20877-2705
Document Number0603520113
Book / Page60352 / 113
Map ReferenceMB 3 PL 208
Instrument DateJun 29, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyCARDINAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,118.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 OAK AVE, GAITHERSBURG, MD 20877-2705

Mortgage

Document Number60352121
DateAug 25, 2020
Instrument60352/121
Lender
NameUS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
MunicipalityGaithersburg City
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$511,800 (+8.56%) Land $167,700 Building $344,100$511,800 (-) Land $167,700 Building $344,100
2025$5,864.00 (-1.87%)$471,433 (+20.66%)$511,800 (+31%) Land $167,700 Building $344,100
2024$5,976.00 (+42.73%)
2023$390,700 Land $155,200 Building $235,500$390,700 Land $155,200 Building $235,500
2022$4,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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