6 Monish Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 6 Monish Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,273 sqft · built 2006
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$389,900 (Aug 2006)
Tax Bill	$3,750 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 5 348`

Property Details

APN / Parcel Number

Primary APN	`18A 5 348`
Alternative APN	`1756`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,273 sqft Living Area
Gross Area	5,811 sqft
1st Floor Area	2,840 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Rolling
Garage Area	578 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	240 sqft
Deck Area	300 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1756
Street Address	6 MONISH DR
City	PALMYRA
State	VA
Zip	22963-2911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	DB 697-843 TUFTON-5 LOT 348 15,000 SF
Legal Subdivision	TUFTON
Legal Block	34
Legal Lot Number	348
Jurisdiction	FLUVANNA VA
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2011
Census Tract	20104

Owner

6 Monish Dr is owned and occupied by two individuals who bought it in August 2006.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 MONISH DR, PALMYRA, VA 22963-2911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2017	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Dec 18, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2006 · Amount on File
Deed Sale	Aug 28, 2006 · Amount on File
Prior Sale	Mar 6, 2006 · Amount on File
Deed Document Number	20065126
Deed Book / Page	697 / 843
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	6 MONISH DR, PALMYRA, VA 22963-2911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1701176
Date	Apr 13, 2017
Instrument	1701176

Lender

Name	CLEARPATH LENDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	6 MONISH DR, PALMYRA, VA 22963-2911
Transaction Type	Mortgage
Record Updated	Jan 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1704036
Date	Dec 18, 2017
Instrument	1704036

Lender

Name	LOANDEPOT COM LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6 Monish Dr was $3,750.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,700 (-) Land $30,000 Building $466,700	$496,700 (-) Land $30,000 Building $466,700
2025	$3,750.00	$496,700 Land $30,000 Building $466,700	$496,700 Land $30,000 Building $466,700
2023		$383,000 Land $30,000 Building $353,000	$383,000 Land $30,000 Building $353,000
2022	$3,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Monish Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Monish Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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