6 Mechunk Ter, Palmyra, VA 22963 Property Records

Fluvanna County property record for 6 Mechunk Ter, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 2017
Lot Size	0.563 acres (24,524 sqft)
Owner	2 Company Names on File
Last Sale	$27,000 (Mar 2016)
Tax Bill	$2,523 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`18A 6 232`

Property Details

APN / Parcel Number

Primary APN	`18A 6 232`
Alternative APN	`9119`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
Gross Area	4,200 sqft
1st Floor Area	1,610 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,524 sqft (0.563 acres)
Terrain	Rolling
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	228 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	9119
Street Address	6 MECHUNK TER
City	PALMYRA
State	VA
Zip	22963-2058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 250001097 RIVERSIDE-6 LOT 232 24,521 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	23
Legal Lot Number	232
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	4
Census Block	4002
Census Tract	20101

Owner

6 Mechunk Ter is owned by a company that acquired it in April 2025.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	2 Company Names on File
Mailing Address	6 MECHUNK TER, PALMYRA, VA 22963-2058
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Apr 16, 2025	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2016 · Amount on File
Deed Sale	Mar 21, 2016 · Amount on File
Deed Document Number	2016679
Last Transfer Date	Apr 14, 2025
Transfer Doc	0000001097
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	6 MECHUNK TER, PALMYRA, VA 22963-2058
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001801810
Date	Jun 13, 2018
Instrument	1801810

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	6 MECHUNK TER, PALMYRA, VA 22963-2058
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004393
Date	Oct 29, 2020
Instrument	200004393

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate

April 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FLUVANNA VA
Recording Date	Apr 16, 2025
Property Address	6 MECHUNK TER, PALMYRA, VA 22963-2058
Document Number	0250001097
Map Reference	DB 958 PG 140
Instrument Date	Apr 14, 2025
Instrument	250001097
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 MECHUNK TER, PALMYRA, VA 22963-2058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MECHUNK TER, PALMYRA, VA 22963-2058

Tax Assessment & Valuation

The 2025 property tax bill for 6 Mechunk Ter was $2,523, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,200 (-) Land $33,000 Building $301,200	$334,200 (-) Land $33,000 Building $301,200
2025	$2,523.00 (+0.68%)	$334,200 Land $33,000 Building $301,200	$334,200 Land $33,000 Building $301,200
2024	$2,506.00
2023		$274,900 Land $33,000 Building $241,900	$274,900 Land $33,000 Building $241,900
2022	$2,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Mechunk Ter in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Mechunk Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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