6 McKenzie Dr, Chepachet, RI 02814 Property Records

Smithfield Town property record for 6 McKenzie Dr, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 6,170 sqft · built 2004
Lot Size	6.19 acres (269,922 sqft)
Owner	Individual Name on Record
Last Sale	$1,449,000 (Aug 2021)
Tax Bill	$22,990 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-1337-98`

Property Details

APN / Parcel Number

Primary APN	`18-1337-98`
Alternative APN	`SMIT M:47 B:000 L:250 U`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	3 Half Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	6,170 sqft Living Area
Gross Area	12,000 sqft
1st Floor Area	2,938 sqft
Basement Area	2,938 sqft
Unfinished Basement	1,107 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	269,922 sqft (6.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	18-1337-98
Street Address	6 MCKENZIE DR
City	CHEPACHET
State	RI
Zip	02814-1552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Lot Number	250
Jurisdiction	SMITHFIELD RI
Township / Civil Division	SMITHFIELD
Census Block Group	2
Census Block	2022
Census Tract	12701

Owner

Source: Smithfield Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 MCKENZIE DR, CHEPACHET, RI 02814-1552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Apr 14, 2005 · Amount on Record
Deed Document Number	20213391
Deed Book / Page	1372 / 216
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITHFIELD RI
Recording Date	Aug 2, 2021
Property Address	6 MCKENZIE DR, CHEPACHET, RI 02814-1552
Document Number	1372-216
Book / Page	1372 / 216
Instrument Date	Jul 30, 2021
Instrument	2021-3391
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20213393
Date	Aug 2, 2021
Instrument	2021-3393

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITHFIELD RI
Property Address	6 MCKENZIE DR, CHEPACHET, RI 02814-1552
Document Number	1126-283
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MCKENZIE DR CHEPACHET RI 028141552, CHEPACHET, RI 02814-1552

Mortgage

Document Number	1126-283
Date	Sep 12, 2017
Book Page	001126/000283
Instrument	41715

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Smithfield Town
Unified School District	Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$22,990.00 (+18.69%)	$1,855,500 (+31.44%) Land $245,300 Building $1,610,200
2023	$19,369.00 (+2.7%)	$1,411,700 (-) Land $206,900 Building $1,204,800
2022	$18,860.00	$1,411,700 Land $206,900 Building $1,204,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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