6 Main Ave, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 6 Main Ave, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,136 sqft · built 1940
Lot Size	0.688 acres (29,958 sqft)
Owner	Individual Name on Record
Last Sale	$202,125 (Dec 2023)
Tax Bill	$29 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U38 B:00027 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U38 B:00027 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
Gross Area	1,209 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,958 sqft (0.688 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	6 MAIN AVE
City	SPENCER
State	MA
Zip	01562-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CAMP LOUIS THOMPSON POND SPENC
Legal Block	27
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1001
Census Tract	726100

Owner

Source: Worcester County and Spencer Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 MAIN AVE, SPENCER, MA 01562-2908
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · ARM WEBSTER FIRST FEDERAL CREDIT UNION
Sep 13, 2019	Deed of Trust, Mortgage · Balloon Mortgage COUNTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Mar 8, 1999 · Amount on Record
Transfer Doc	2112000100
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	6 MAIN AVE, SPENCER, MA 01562-2908
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070054-39
Date	Dec 29, 2023
Book Page	70054/39
Instrument	109172

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2031
Index	1-Year CMT

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	6 MAIN AVE, SPENCER, MA 01562-2908
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61045-271
Date	Sep 13, 2019
Book Page	61045/271
Instrument	94207

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2044

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$29.00 (-98.91%)	$248,500 (+6.38%) Land $55,800 Building $192,700	$216,315
2024	$2,672.00 (+4.46%)	$233,600 (+10.14%) Land $55,800 Building $177,800
2023	$2,558.00	$212,100 Land $55,800 Building $156,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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