Cleveland County property record for 6 Lamar St, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 912 sqft · built 1964 |
| Lot Size | 0.688 acres (30,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $720 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Nov 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 1322159 |
| Primary APN | 1322159 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 912 sqft Finished Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Foundation Type | Pier/Post & Beam |
| Lot Area | 30,000 sqft (0.688 acres) |
| Lot Dimensions | 200 ft deep x 150 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 144 sqft |
| Storage Building | Storage Building |
| Mobile Home / RV Hookup | Mobile Home / RV Hookup |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1322159 |
|---|---|
| Street Address | 6 LAMAR ST |
| City | SHELBY |
| State | NC |
| Zip | 28152-8778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | #19-24 BLK C YOUNG SD |
| Legal Subdivision | YOUNG SD |
| Legal Block | 1 |
| Legal Lot Number | 5L |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 951601 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6 LAMAR ST, SHELBY, NC 28152-8778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 9, 2018 |
| Transfer Doc | 0017800621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 6 LAMAR ST, SHELBY, NC 28152-8778 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0018802468 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 1880/2468 |
| Instrument | 200077433 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 14, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Nov 9, 2018 |
| Property Address | 6 LAMAR ST, EARL, NC 28038 |
| Document Number | 0017800621 |
| Book / Page | 001780 / 000621 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 20119 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 LAMAR ST EARL NC 28038, EARL, NC 28038 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $720.00 (+6.98%) | $106,109 (-) Land $13,486 Building $92,623 | $106,109 (-) Land $13,486 Building $92,623 |
| 2025 | $673.00 | $106,109 (+92.31%) Land $13,486 Building $92,623 | $106,109 (+92.31%) Land $13,486 Building $92,623 |
| 2023 | $55,176 Land $10,489 Building $44,687 | $55,176 Land $10,489 Building $44,687 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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