Cecil County property record for 6 Karina Ct, Elkton, MD 21921
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,220 sqft · built 2018 |
| Lot Size | 0.059 acres (2,569 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,900 (Aug 2022) |
| Tax Bill | $2,371 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-138698 |
| Primary APN | 04-138698 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,220 sqft Total Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,569 sqft (0.059 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 138698 |
|---|---|
| Street Address | 6 KARINA CT |
| City | ELKTON |
| State | MD |
| Zip | 21921-4987 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | UR |
| Legal Description | LOT 91 - .06 ACRE 6 KARINA COURT WEST CREEK VILLAGE |
| Legal Subdivision | KARINA COURT WEST CREEK |
| Legal Lot Number | 91 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 4, FAIR HILL |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 30602 |
6 Karina Ct, a townhouse, is owned and occupied by two individuals who bought it in August 2022.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 KARINA CT, ELKTON, MD 21921-4987 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed, Transfer · Conventional Mortgage PIKE CREEK MORTGAGE SERVICES INC |
| Feb 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Oct 2, 2018 | Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2022 · Amount on File |
| Deed Sale | Aug 29, 2022 · Amount on File |
| Deed Book / Page | 5223 / 28 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Aug 29, 2022 |
| Property Address | 6 KARINA CT, ELKTON, MD 21921-4987 |
| Document Number | 0052230028 |
| Book / Page | 5223 / 28 |
| Map Reference | MB 1119 PG 27 |
| Instrument Date | Aug 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6 KARINA CT, ELKTON, MD 21921-4987 |
| Document Number | 0005223033 |
|---|---|
| Date | Aug 29, 2022 |
| Instrument | 5223-033 |
| Name | PIKE CREEK MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 6 KARINA CT, ELKTON, MD 21921-4987 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043600213 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 4360/213 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | CANONSBURG, PA 15317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Oct 2, 2018 |
| Property Address | 6 KARINA CT, ELKTON, MD 21921-4987 |
| Document Number | 0043070087 |
| Book / Page | 004307 / 000087 |
| Instrument Date | Sep 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $136.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | KARINA CT ELKTON MD 21921, ELKTON, MD 21921 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 6 Karina Ct was $2,371, up 9.6% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,371.00 (+9.57%) | $218,700 | $260,500 Land $80,000 Building $180,500 |
| 2025 | $2,164.00 | ||
| 2023 | $1,381.00 | $188,467 | $197,800 Land $52,000 Building $145,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6 Karina Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6 Karina Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKTON WEST serves 3,500 people · EPA ID MD0070015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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