6 Joan Dr, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 6 Joan Dr, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,992 sqft · built 1992
Lot Size	1.08 acres (47,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,000 (Dec 1998)
Tax Bill	$12,097 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-00365-03-00022`

Property Details

APN / Parcel Number

Primary APN	`04-00365-03-00022`
Alternative APNs	`0400365000300022` `0400365C00022`

Interior

Building Area	1,992 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	47,480 sqft

Location & Zoning

Old Parcel Number	0400365C00022
Street Address	6 JOAN DR
City	STANHOPE
State	NJ
Zip	07874-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	BYRAM ESTATES SEC 01
Legal Block	365.3
Legal Lot Number	22
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2027
Census Tract	374300

Owner

Source: Sussex County and Byram Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 JOAN DR, STANHOPE, NJ 07874-3200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed of Trust, Mortgage · Line of Credit PICATINNY FEDERAL CREDIT UNION
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PICATINNY FCU
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PICATINNY FCU
Jul 23, 2013	Deed of Trust, Mortgage · Conventional Mortgage PICATINNY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 1998 · Amount on Record
Deed Sale	Dec 10, 1998 · Amount on Record
Deed Document Number	199826221
Deed Book / Page	2335 / 323
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Recording Date	Aug 14, 2026
Property Address	6 JOAN DR, STANHOPE, NJ 07874-3200
Document Number	0000015649
Book / Page	10475 / 746
Instrument Date	Jul 27, 2026
Instrument	202615649
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015649,
Date	Aug 14, 2026
Book Page	10475/746
Instrument	202615649

Lender

Name	PICATINNY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	6 JOAN DR, STANHOPE, NJ 07874-3200
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100020047
Date	Aug 3, 2021
Book Page	10002/47
Instrument	20210803010231160

Lender

Name	PICATINNY FCU
Type	Credit Union
Address	DOVER, NJ 07801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	6 JOAN DR, STANHOPE, NJ 07874-3200
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098630724
Date	Oct 23, 2020
Book Page	9863/724
Instrument	20201023010221640

Lender

Name	PICATINNY FCU
Type	Credit Union
Address	DOVER, NJ 07801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2040

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	6 JOAN DR, STANHOPE, NJ 07874-3200
Document Number	0098640370
Instrument Date	Jul 23, 2013
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 JOAN DR STANHOPE NJ 078743200, STANHOPE, NJ 07874-3200

Mortgage

Document Number	0098640370
Date	Oct 26, 2020
Book Page	009864/000370
Instrument	223480

Lender

Name	PICATINNY FCU
Type	Credit Union
Address	DOVER, NJ 07801-1635

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Oct 25, 2043

Tax Assessment & Valuation

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,000 (-) Land $95,200 Building $205,800	$301,000 (-) Land $95,200 Building $205,800
2025	$12,097.00 (+4.94%)	$301,000 (+2.28%) Land $95,200 Building $205,800	$301,000 (+2.28%) Land $95,200 Building $205,800
2024	$11,528.00 (+7.03%)
2023		$294,300 Land $95,200 Building $199,100	$294,300 Land $95,200 Building $199,100
2022	$10,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1981–2011)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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