6 Incognito Ln, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 6 Incognito Ln, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,788 sqft · built 1976
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (Jan 2022)
Tax Bill	$25,694 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`554289 80.19-2-82`

Property Details

APN / Parcel Number

Primary APN	`554289 80.19-2-82`
Alternative APN	`55428900103 006 074`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,788 sqft Living Area
1st Floor Area	1,556 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6 INCOGNITO LN
City	OSSINING
State	NY
Zip	10562-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	82.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	1
Census Block	1024
Census Tract	13700

Owner

6 Incognito Ln is owned and occupied by two individuals who bought it in January 2022.

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 INCOGNITO LN, OSSINING, NY 10562-2504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Line of Credit AFFINITY FCU
Jan 14, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage AFFINITY FCU
Apr 13, 2018	Quit Claim Deed, Transfer ATTORNEY'S TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2022 · Amount on File
Deed Sale	Jan 14, 2022 · Amount on File
Deed Document Number	20223646
Prior Transfer Date	Mar 23, 2018
Prior Transfer Doc	0580713096
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	6 INCOGNITO LN, OSSINING, NY 10562-2504
Transaction Type	Mortgage
Record Updated	Oct 19, 2022
Title Company	UNIVERSAL STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 INCOGNITO LN, OSSINING, NY 10562-2504

Mortgage

Document Number	0622843044
Date	Oct 11, 2022
Instrument	622843044

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jan 14, 2022
Property Address	6 INCOGNITO LN, OSSINING, NY 10562-2504
Document Number	0612243646
Map Reference	MAP 18155
Instrument Date	Sep 15, 2021
Instrument	612243646
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	ATTORNEYS TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 INCOGNITO LN, 6, OSSINING, NY 10562-2504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	336 BEAR RIDGE RD, PLEASANTVILLE, NY 10570-1838

Mortgage

Document Number	0612583809
Date	Jan 14, 2022
Instrument	612583809

Lender

Name	AFFINITY FCU
Type	Credit Union
Address	BASKING RIDGE, NJ 07920

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 13, 2018
Property Address	6 INCOGNITO LN, OSSINING, NY 10562-2504
Document Number	0580713096
Book / Page	058071 / 003096
Instrument Date	Mar 23, 2018
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1350 N PORTOFINO DR #T-101 SARASOTA FL 342423145, T-101, SARASOTA, FL 34242-3145

Tax Assessment & Valuation

The 2026 property tax bill for 6 Incognito Ln was $25,694.

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,694.00
2025		$857,900 (+0.33%) Land $241,900 Building $616,000	$857,900 (+0.33%) Land $241,900 Building $616,000
2024	Additional exemption filed	$855,100 (+7.79%) Land $187,300 Building $667,800	$855,100 (+7.79%) Land $187,300 Building $667,800
2023		$793,300 Land $187,300 Building $606,000	$793,300 Land $187,300 Building $606,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Incognito Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1982–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Incognito Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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