6 Horizon Ter, Westerly, RI 02891 Property Records

Westerly Town property record for 6 Horizon Ter, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,728 sqft · built 1993
Lot Size	0.979 acres (42,632 sqft)
Owner	Individual Name on Record
Last Sale	$129,500 (Apr 1994)
Tax Bill	$4,165 (2025)
Deeds & Mortgages	May 2023 Refinance Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:027 B:26-D L`

Property Details

APN / Parcel Number

Primary APN	`M:027 B:26-D L`
Alternative APNs	`WEST M:27 B:26 L:D` `19055800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,728 sqft Living Area
Gross Area	4,011 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	42,632 sqft (0.979 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	19055800
Street Address	6 HORIZON TER
City	WESTERLY
State	RI
Zip	02891-1337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	26
Legal Lot Number	D
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3007
Census Tract	50901

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 HORIZON TER, WESTERLY, RI 02891-1337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance COASTAL ONE CREDIT UNION
Jan 4, 2017	Deed of Trust, Mortgage · Line of Credit WEBSTER BANK
Jun 1, 2018	Deed of Trust, Mortgage · Line of Credit GREENWOOD CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 1994 · Amount on Record
Deed Sale	Apr 8, 1994 · Amount on Record
Deed Book / Page	513 / 16
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	6 HORIZON TER, WESTERLY, RI 02891-1337
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023-5646
Date	May 5, 2023
Book Page	2023/5646
Instrument	2023-1401

Lender

Name	COASTAL ONE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	6 HORIZON TER, WESTERLY, RI 02891-1337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017-204
Date	Jan 4, 2017
Book Page	2017/204
Instrument	44

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2046

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	6 HORIZON TER, WESTERLY, RI 02891-1337
Document Number	2018-9090
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 HORIZON TER WESTERLY RI 028911337, WESTERLY, RI 02891-1337

Mortgage

Document Number	2018-9090
Date	Jun 4, 2018
Book Page	002018/009090
Instrument	2271

Lender

Name	GREENWOOD CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 3, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,165.00 (+5.23%)	$535,300 (+37.4%) Land $199,500 Building $335,800	$562,332
2023	$3,958.00 (+0.58%)	$389,600 (-) Land $143,400 Building $246,200
2022	$3,935.00	$389,600 Land $143,400 Building $246,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	Apr 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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