6 Holly Dr, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 6 Holly Dr, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,167 sqft · built 1984
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jul 2019)
Tax Bill	$5,036 (2026)
Deeds & Mortgages	Aug 2022 Refinance Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:H37 B:1 L:34`

Property Details

APN / Parcel Number

Primary APN	`GARD M:H37 B:1 L:34`
Alternative APN	`M:C-37 B:0001 L:0034`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,167 sqft Living Area
Gross Area	2,341 sqft
Basement Area	966 sqft
Unfinished Basement	966 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	6 HOLLY DR
City	GARDNER
State	MA
Zip	01440-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	WEST END DEV CORP
Legal Block	1
Legal Lot Number	34
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	1
Census Block	1005
Census Tract	707400

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 HOLLY DR, GARDNER, MA 01440-1226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
Jul 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 26, 2019	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	Jul 5, 2012 · Amount on Record
Deed Book / Page	60771 / 290
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	6 HOLLY DR, GARDNER, MA 01440-1226
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068144-190
Date	Aug 30, 2022
Book Page	68144/190
Instrument	95647

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	6 HOLLY DR, GARDNER, MA 01440-1226
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065620-45
Date	Jul 15, 2021
Book Page	65620/45
Instrument	98523

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jul 26, 2019
Property Address	6 HOLLY DR, GARDNER, MA 01440-1226
Document Number	60771-290
Book / Page	060771 / 000290
Instrument Date	Jul 26, 2019
Instrument	72939
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$912.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 HOLLY DR GARDNER MA 014401226, GARDNER, MA 01440-1226

Mortgage

Document Number	60771-293
Date	Jul 26, 2019
Book Page	060771/000293
Instrument	72940

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,036.00 (+10,177.55%)	$365,700 (+7.09%) Land $83,100 Building $282,600	$387,685 (+15.34%)
2025	$49.00 (-98.96%)	$341,500 (+8.41%) Land $75,500 Building $266,000	$336,110
2024	$4,722.00 (+2.76%)	$315,000 (+10.57%) Land $68,700 Building $246,300
2023	$4,595.00	$284,900 Land $67,700 Building $217,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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