6 Hilltop Cir, Durango, CO 81301 Property Records

La Plata County property record for 6 Hilltop Cir, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 12,174 sqft · built 1979
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on File
Last Sale	$2,500,000 (Jul 2025)
Tax Bill	$7,314 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5665-163-30-010`

Property Details

APN / Parcel Number

Primary APN	`5665-163-30-010`
Alternative APN	`R013620`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	12,174 sqft Living Area
Gross Area	13,084 sqft
1st Floor Area	7,829 sqft
Basement Area	4,345 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Custom Design
Lot Area	46,174 sqft (1.06 acres)
Garage Type	Attached
Garage Area	910 sqft
Porch	Slab
Porch Area	72 sqft
Patio Area	2,498 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R013620
Street Address	6 HILLTOP CIR
City	DURANGO
State	CO
Zip	81301-6025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: HILLTOP VIEW EST ADD BLOCK: 0 LOT: 2 AND:- LOT: 3 HILL TOP VIEW EST ADD 6 HILLTOP CIR DURANGO 81301
Legal Subdivision	HILLTOP VIEW EST ADD
Legal Block	3
Legal Lot Number	2,3
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	3
Census Block	3000
Census Tract	970800

Owner

6 Hilltop Cir is owned and occupied by two individuals who bought it in July 2025.

Source: La Plata County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 HILLTOP CIR, DURANGO, CO 81301-6025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 2, 2021	Warranty Deed, Transfer · Commercial Mortgage BANK OF COLORADO
Nov 16, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF THE SAN JUANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2025 · Amount on File
Deed Sale	Jul 17, 2025 · Amount on File
Prior Sale	Apr 2, 2021 · Amount on File
Deed Document Number	20251244712
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	6 HILLTOP CIR, DURANGO, CO 81301-6025
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 HILLTOP CIR, DURANGO, CO 81301-6025

Mortgage

Document Number	0001251061
Date	Feb 10, 2026
Instrument	1251061

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 2, 2021
Property Address	6 HILLTOP CIR, DURANGO, CO 81301-6025
Document Number	0001189866
Map Reference	DOC 412756
Instrument Date	Apr 2, 2021
Instrument	1189866
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6 HILLTOP CIR, DURANGO, CO 81301-6025

Mortgage

Document Number	0001189867
Date	Apr 2, 2021
Instrument	1189867

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2051

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	6 HILLTOP CIR, DURANGO, CO 81301-6025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001136183
Date	Nov 16, 2017
Instrument	1136183

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6 Hilltop Cir was $7,314.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,510 (+5.35%) Land $23,230 Building $122,280	$2,209,850 (-) Land $352,750 Building $1,857,100
2025	$7,314.00	$138,120 Land $22,050 Building $116,070	$2,209,850 Land $352,750 Building $1,857,100
2023	$4,667.00 (+1.43%)	$116,120 (+2.61%) Land $17,250 Building $98,870	$1,733,120 (+6.43%) Land $257,460 Building $1,475,660
2022	$4,601.00	$113,170 Land $16,980 Building $96,190	$1,628,450 Land $244,380 Building $1,384,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6 Hilltop Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Hilltop Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FastTrack Communications, Verizon.

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