6 Higgins Rd, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 6 Higgins Rd, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	3,927 sqft · built 1984
Lot Size	0.43 acres (18,722 sqft)
Owner	2 Individual Names on Record
Last Sale	$907,000 (Dec 2021)
Tax Bill	$16,228 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-13003-13-00034-11`

Property Details

APN / Parcel Number

Primary APN	`15-13003-13-00034-11`
Alternative APNs	`15130030013000340011` `08574000`

Interior

Stories	2 Stories
Building Area	3,927 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Lot Area	18,722 sqft (0.43 acres)
Lot Dimensions	193 ft deep x 97 ft wide

Location & Zoning

Account Number	08574000
Street Address	6 HIGGINS RD
City	OLD BRIDGE
State	NJ
Zip	08857-2747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	97X193
Legal Subdivision	OLD BRIDGE MANOR SEC 01
Legal Block	13003
Legal Lot Number	34.11
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	2
Census Block	2012
Census Tract	7914

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 HIGGINS RD, OLD BRIDGE, NJ 08857-2747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 1, 2019	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Sep 9, 2015 · Amount on Record
Deed Document Number	2021151114
Deed Book / Page	18746 / 189
Record Updated	Oct 29, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 14, 2021
Property Address	6 HIGGINS RD, OLD BRIDGE, NJ 08857-2747
Document Number	0000151114
Book / Page	18746 / 189
Instrument Date	Oct 30, 2021
Instrument	2021151114
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,496.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 CYPRESS WAY, 5, COLTS NECK, NJ 07722-2410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 HIGGINS RD, OLD BRIDGE, NJ 08857-2747

Mortgage

Document Number	0000151115
Date	Dec 14, 2021
Instrument	2021151115

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	6 HIGGINS RD, OLD BRIDGE, NJ 08857-2747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081226
Date	Oct 1, 2019
Book Page	17638/1206
Instrument	2019081226

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	6 HIGGINS RD, OLD BRIDGE, NJ 08857-2747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ANCHOR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102482
Date	Oct 20, 2020
Book Page	18085/1597
Instrument	2020102482

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,200 (-) Land $65,300 Building $195,900	$261,200 (-) Land $65,300 Building $195,900
2025	$16,228.00 (+10.03%)	$261,200 (-) Land $65,300 Building $195,900	$261,200 (-) Land $65,300 Building $195,900
2024	$14,749.00 (+6.68%)
2023		$261,200 Land $65,300 Building $195,900	$261,200 Land $65,300 Building $195,900
2022	$13,825.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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