Middlesex County and North Reading Town property record for 6 Hemlock Rd, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,896 sqft · built 1956 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $9,148 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:74-P:028 |
| Primary APN | M:74-P:028 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,896 sqft Living Area |
| Gross Area | 1,166 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 490 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 6 HEMLOCK RD |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 28.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 330101 |
Source: Middlesex County and North Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6 HEMLOCK RD, NORTH READING, MA 01864-2937 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COOPERATIVE BANK |
| May 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WAKEFIELD COOPERATIVE BANK |
| Oct 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2014 |
| Deed Sale | Sep 12, 2014 |
| Prior Sale | Mar 22, 2004 · Amount on Record |
| Deed Document Number | 2014138954 |
| Deed Book / Page | 64221 / 354 |
| Transfer Doc | 64221-354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Aug 19, 2026 |
| Property Address | 6 HEMLOCK RD, NORTH READING, MA 01864-2937 |
| Document Number | 0000104965 |
| Book / Page | 86034 / 392 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 2026104965 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000104965, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 86034/392 |
| Instrument | 2026104965 |
| Name | COOPERATIVE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 6 HEMLOCK RD, NORTH READING, MA 01864-2937 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080090-241 |
|---|---|
| Date | May 6, 2022 |
| Book Page | 80090/241 |
| Instrument | 68498 |
| Name | WAKEFIELD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 6 HEMLOCK RD, NORTH READING, MA 01864-2937 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78906-183 |
|---|---|
| Date | Oct 14, 2021 |
| Book Page | 78906/183 |
| Instrument | 225638 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,148.00 (-0.54%) | $702,600 (-0.24%) Land $411,400 Building $291,200 | $773,888 |
| 2025 | $9,198.00 (+7.39%) | $704,300 (+8.62%) Land $380,800 Building $323,500 | |
| 2024 | $8,565.00 (+2.03%) | $648,400 (+8.05%) Land $352,600 Building $295,800 | |
| 2023 | $8,395.00 | $600,100 Land $341,100 Building $259,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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