6 Hearst Dr, Tipton, IA 52772 Property Records

Cedar County property record for 6 Hearst Dr, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,530 sqft · built 2000
Lot Size	2.38 acres (103,673 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jul 2022)
Tax Bill	$4,810 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029014124260040`

Property Details

APN / Parcel Number

Primary APN	`029014124260040`
Alternative APN	`29002901412426004000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,530 sqft Living Area
Attic	Attic
Attic Area	770 sqft
Basement Area	1,400 sqft
Finished Basement	1,050 sqft
Unfinished Basement	396 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	103,673 sqft (2.38 acres)
Garage Type	Attached
Garage Area	771 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Deck Area	225 sqft
Patio Area	225 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6 HEARST DR
City	TIPTON
State	IA
Zip	52772-9382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN RIVER HGHTS PART 1 LOT 3 N 1/2 SE
Legal Range	03W
Legal Township	79N
Legal Section	12
Legal Subdivision	HIDDEN RIVER HEIGHTS
Legal Lot Number	3
Jurisdiction	CEDAR IA
Township / Civil Division	ROCHESTER
Census Block Group	6
Census Block	6012
Census Tract	450500

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 HEARST DR, TIPTON, IA 52772-9382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2019	Deed of Trust, Mortgage · ARM COMMUNITY BANK & TRUST
Jul 6, 2022	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Deed Document Number	20222299
Deed Book / Page	1657 / 26
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	6 HEARST DR, TIPTON, IA 52772-9382
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001478/247
Date	Aug 5, 2019
Book Page	1478/247
Instrument	2302

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Type Change Date	Aug 1, 2026
Index	1-Year CMT
Margin	3

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Jul 6, 2022
Property Address	6 HEARST DR, TIPTON, IA 52772-9382
Document Number	0001657/26
Book / Page	1657 / 26
Instrument Date	Jul 5, 2022
Instrument	2022 2299
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$639.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 HEARST DR, TIPTON, IA 52772-9382
Investor	Possibly a Property Investor

Mortgage

Document Number	0001657/33
Date	Jul 6, 2022
Book Page	1657/33
Instrument	2022 2300

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,810.00 Homeowner's exemption	$440,440 (-) Land $100,700 Building $339,740	$440,440 (-) Land $100,700 Building $339,740
2025	$4,810.00 (-6.16%) Homeowner's exemption	$440,440 (+5.58%) Land $100,700 Building $339,740	$440,440 (+5.58%) Land $100,700 Building $339,740
2024	$5,126.00 (+24.66%)
2023		$417,150 (+27.1%) Land $70,600 Building $346,550	$417,150 (+27.1%) Land $70,600 Building $346,550
2022	$4,112.00 Homeowner's exemption	$328,210 Land $48,380 Building $279,830
2021			$328,210 Land $48,380 Building $279,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2016)
Most Recent Claim	Oct 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WTC Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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