St. Charles County property record for 6 Harold Cir, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,332 sqft · built 2022 |
| Lot Size | 0.222 acres (9,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (May 2023) |
| Tax Bill | $4,776 (2025) |
| Deeds & Mortgages | Oct 2022 Construction Loan May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 796590A000 |
| Primary APN | 796590A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| Basement Area | 1,321 sqft |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Composition/Composite |
| Lot Area | 9,700 sqft |
| Lot Dimensions | 194 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Account Number | 796590A000 |
|---|---|
| Old Parcel Number | 796590A000 |
| Street Address | 6 HAROLD CIR |
| City | O FALLON |
| State | MO |
| Zip | 63366-3412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | OFALLON HILLS BLK 9 LOT 10 |
| Legal Range | 02E |
| Legal Township | 47N |
| Legal Subdivision | OFALLON HILLS |
| Legal Block | 9 |
| Legal Lot Number | 10 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LAKE ST. LOUIS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 311907 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6 HAROLD CIR, O FALLON, MO 63366-3412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · Construction Mortgage TRIAD BANK |
| May 24, 2023 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Jun 23, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2023 · Amount on Record |
| Deed Sale | May 24, 2023 · Amount on Record |
| Prior Sale | Jun 23, 2022 |
| Deed Document Number | 0202319795 |
| Deed Book / Page | 2023 / 19795 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 6 HAROLD CIR, O FALLON, MO 63366-3412 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2024 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Name | Verified Name |
|---|---|
| Address | 9920 WATSON RD, SAINT LOUIS, MO 63126-1834 |
| Document Number | 0000058234 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 2022R-058234 |
| Name | TRIAD BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63131 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 24, 2023 |
| Property Address | 6 HAROLD CIR, O FALLON, MO 63366-3412 |
| Document Number | 0000019795 |
| Map Reference | MB 6 PG 82 |
| Instrument Date | May 22, 2023 |
| Instrument | 2023R-019795 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 HAROLD CIR, O FALLON, MO 63366-3412 |
| Document Number | 0000019796 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 2023R-019796 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 23, 2022 |
| Property Address | 6 HAROLD CIR, O FALLON, MO 63366-3412 |
| Document Number | 0000034969 |
| Map Reference | MB 6 PG 82 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022R-034969 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9920 WATSON RD STE 110, 110, SAINT LOUIS, MO 63126-1800 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,776.00 | $74,827 (+2,854.09%) | $393,821 (+2,853.73%) Land $16,666 Building $377,155 |
| 2023 | $2,533 | ||
| 2022 | $13,333 Land $13,333 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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