Kane County property record for 6 Gray St, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.428 acres (18,646 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $84,000 (Sep 2015) |
| Tax Bill | $10,138 (2025) |
| Deeds & Mortgages | Oct 2017 Transfer Sep 2015 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-09-127-023 |
| Primary APN | 12-09-127-023 |
|---|
| Lot Area | 18,646 sqft (0.428 acres) |
|---|
| Street Address | 1913 SOUTH ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARY LANE LT 6 |
| Legal Subdivision | GARY LANE |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 852608 |
6 Gray St is held in a trust since September 2015.
Source: Kane County records, as of July 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 666, BATAVIA, IL 60510-0666 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2017 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY |
| Sep 1, 2015 | Loan Modification, Mortgage HEARTLAND BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2015 · Amount on File |
| Deed Sale | Sep 10, 2015 · Amount on File |
| Deed Document Number | 201549657 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 27, 2017 |
| Property Address | 6 GRAY ST, SAINT CHARLES, IL 60174 |
| Document Number | 0000056475 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 56475 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2017 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 10 S LA SALLE ST #2750 CHICAGO IL 606031108, 2750, CHICAGO, IL 60603-1108 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 6 GRAY ST, SAINT CHARLES, IL 60174 |
| Document Number | 0000043860 |
| Instrument Date | Sep 1, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | IN GARY LN #6 GENEVA IL 60134, 6, GENEVA, IL 60134 |
| Document Number | 0000043860 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 43860 |
| Name | HEARTLAND BK |
|---|---|
| Type | Bank |
| Address | PLAINFIELD, IL 60544 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Sep 5, 2023 |
The 2025 property tax bill for 6 Gray St was $10,138.
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,138.00 | ||
| 2024 | $129,375 Land $41,819 Building $87,556 | $388,280 Land $125,507 Building $262,773 | |
| 2022 | $9,124.00 | $109,285 Land $35,325 Building $73,960 | $327,855 Land $105,975 Building $221,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6 Gray St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6 Gray St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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