6 Gray Rd, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 6 Gray Rd, Andover, MA 01810 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,296 sqft · built 1957
Lot Size	0.703 acres (30,640 sqft)
Owner	2 Individual Names on File
Last Sale	$737,000 (Dec 2025)
Tax Bill	$8,980 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ANDO M:00027 B:00008 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:00027 B:00008 L:00000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
Gross Area	2,624 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,640 sqft (0.703 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	6 GRAY RD
City	ANDOVER
State	MA
Zip	01810-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	8
Jurisdiction	ANDOVER MA
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1002
Census Tract	254302

Owner

Source: Essex County and Andover Town records · APN ANDO M:00027 B:00008 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6 GRAY RD, ANDOVER, MA 01810-2204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS NEWBURYPORT
Dec 05, 2025	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Dec 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Dec 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 10, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2025 · Amount on Record
Deed Sale	Dec 05, 2025 · Amount on Record
Prior Sale	Jul 10, 2019 · Amount on Record
Deed Book / Page	18459 / 176
Prior Transfer Date	Dec 10, 2019
Prior Transfer Doc	16118-77
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	6 GRAY RD, ANDOVER, MA 01810-2204
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017347-29
Date	Feb 16, 2022
Book Page	17347/29
Instrument	4103

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Dec 05, 2025
Property Address	6 GRAY RD, ANDOVER, MA 01810-2204
Document Number	018459-176
Book / Page	18459 / 176
Instrument Date	Dec 05, 2025
Instrument	21597
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 GRAY RD, ANDOVER, MA 01810-2204

Mortgage

Document Number	0000021598
Date	Dec 05, 2025
Instrument	21598

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER MA
Property Address	6 GRAY RD, ANDOVER, MA 01810-2204
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16670-326
Date	Dec 21, 2020
Book Page	16670/326
Instrument	36766

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Dec 13, 2019
Property Address	6 GRAY RD, ANDOVER, MA 01810-2204
Document Number	16118-77
Book / Page	016118 / 000077
Instrument Date	Dec 10, 2019
Instrument	31628
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	6 GRAY RD ANDOVER MA 018102204, ANDOVER, MA 01810-2204

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER MA
Recording Date	Jul 10, 2019
Property Address	6 GRAY RD, ANDOVER, MA 01810-2204
Document Number	15912-94
Book / Page	15912 / 94
Instrument Date	Jul 03, 2019
Instrument	15811
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 GRAY RD, ANDOVER, MA 01810-2204

Mortgage

Document Number	15812
Date	Jul 10, 2019
Instrument	15812

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Andover Town
Unified School District	Andover School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,980.00 (+5.36%)	$719,000 (+8.66%) Land $464,300 Building $254,700	$645,810
2024	$8,523.00 (+5.05%)	$661,700 (+11.42%) Land $416,800 Building $244,900
2023	$8,113.00	$593,900 Land $375,400 Building $218,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092543021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1996–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022, rainfall accumulation

Wildfire

Wildfire Risk	Low above 34% of the US · above 99% of Massachusetts
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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