6 Gilbert St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 6 Gilbert St, Waterville, ME 04901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1959
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$121,300 (Jul 2018)
Tax Bill	$2,783 (2025)
Deeds & Mortgages	Sep 2020 Refinance Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WAVL M:032 B:110`

Property Details

APN / Parcel Number

Primary APN	`WAVL M:032 B:110`
Alternative APN	`2060`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,160 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2060
Street Address	6 GILBERT ST
City	WATERVILLE
State	ME
Zip	04901-5014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	110
Jurisdiction	WATERVILLE ME
Township / Civil Division	WATERVILLE
Census Block Group	1
Census Block	1017
Census Tract	24201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

6 Gilbert St is owned and occupied by an individual who bought it in July 2018.

Source: Kennebec County and Waterville City records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	6 GILBERT ST, WATERVILLE, ME 04901-5014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING
Jul 25, 2018	Personal Representative Deed, Transfer NEW DIMENSIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on File
Deed Sale	Jul 25, 2018 · Amount on File
Deed Document Number	201816108
Deed Book / Page	12973 / 286
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERVILLE ME
Property Address	6 GILBERT ST, WATERVILLE, ME 04901-5014
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020022638
Date	Sep 9, 2020
Book Page	13700/195
Instrument	2020022638

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2045

July 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WATERVILLE ME
Recording Date	Jul 25, 2018
Property Address	6 GILBERT ST, WATERVILLE, ME 04901-5014
Document Number	2018016108
Book / Page	12973 / 0286
Instrument	2018016108
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018016109
Date	Jul 25, 2018
Instrument	2018016109

Lender

Name	NEW DIMENSIONS FCU

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6 Gilbert St was $2,783.

Source: Kennebec County and Waterville City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
Municipality	Waterville City
Unified School District	Waterville (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,783.00	$163,700 Land $25,200 Building $138,500
2024			$187,340
2023	$2,641.00 (+15.99%)	$132,700 (+50.62%) Land $19,400 Building $113,300
2022	$2,277.00	$88,100 Land $14,600 Building $73,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Gilbert St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Gilbert St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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