6 Franklin St, Westerly, RI 02891 Property Records

Westerly Town property record for 6 Franklin St, Westerly, RI 02891

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	1,296 sqft · built 1930
Lot Size	0.27 acres (11,760 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Jul 2018)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Apr 2023 Refinance Apr 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:77 B:402`

Property Details

APN / Parcel Number

Primary APN	`WEST M:77 B:402`
Alternative APNs	`M:077 B:402 L` `14076483`

Interior

Units	2 Units
Stories	1 Story
Building Area	1,296 sqft Total Area
Gross Area	3,640 sqft
1st Floor Area	3,333 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,760 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	14076483
Street Address	6 FRANKLIN ST
City	WESTERLY
State	RI
Zip	02891-3138
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Legal Block	402
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1019
Census Tract	50802

Owner

Source: Westerly Town records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6 FRANKLIN ST, WESTERLY, RI 02891-3138
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CENTREVILLE BANK
Apr 13, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CENTREVILLE BANK
Mar 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CENTREVILLE BANK
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage SAVINGS INSTITUTE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Prior Sale	May 2, 2011 · Amount on Record
Deed Document Number	20182870
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	6 FRANKLIN ST, WESTERLY, RI 02891-3138
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023-4483
Date	Apr 13, 2023
Book Page	2023/4483
Instrument	2023-1153

Lender

Name	CENTREVILLE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	6 FRANKLIN ST, WESTERLY, RI 02891-3138
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023-4500
Date	Apr 13, 2023
Book Page	2023/4500
Instrument	2023-1154

Lender

Name	CENTREVILLE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	6 FRANKLIN ST, WESTERLY, RI 02891-3138
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022-6154
Date	Mar 30, 2022
Book Page	2022/6154
Instrument	2022-1457

Lender

Name	CENTREVILLE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 11, 2018
Property Address	6 FRANKLIN ST, WESTERLY, RI 02891-3138
Document Number	2018-1521
Book / Page	002018 / 011521
Instrument Date	Jun 19, 2018
Instrument	2870
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	2018-1525
Date	Jul 11, 2018
Book Page	002018/011525
Instrument	2871

Lender

Name	SAVINGS INSTITUTE
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,250.00 (-17.7%)	$289,200 (+7.47%) Land $250,500 Building $38,700
2023	$2,734.00 (+0.59%)	$269,100 (-) Land $227,700 Building $41,400
2022	$2,718.00	$269,100 Land $227,700 Building $41,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1981–2012)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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