Suffolk County and Smithtown Town property record for 6 Floyd Ln, Commack, NY 11725 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Feb 2003) |
| Tax Bill | $20,239 (2024) |
| Deeds & Mortgages | Apr 2021 Refinance Oct 2018 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 146.-4-10 |
| Primary APN | 473489 146.-4-10 |
|---|---|
| Alternative APNs |
|
| Lot Area | 11,326 sqft (0.26 acres) |
|---|
| Street Address | 6 FLOYD LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-5305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 21-850301 TC-52 *3238 LOT 127 VALMONT VILLAGE SEC 3 |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 135205 |
Source: Suffolk County and Smithtown Town records · APN 473489 146.-4-10
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 FLOYD LN, COMMACK, NY 11725-5305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU |
| Oct 26, 2018 | Deed of Trust, Construction Loan · Construction Mortgage FLAGSTAR BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 26, 2003 · Amount on Record |
| Deed Sale | Feb 26, 2003 · Amount on Record |
| Deed Book / Page | 12237 / 464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 6 FLOYD LN, COMMACK, NY 11725-5305 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0232670131 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 23267/131 |
| Instrument | DM006565 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Oct 26, 2018 |
| Property Address | 6 FLOYD LN, COMMACK, NY 11725-5305 |
| Document Number | 0229720747 |
| Book / Page | 022972 / 000747 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6 FLOYD LN COMMACK NY 117255305, COMMACK, NY 11725-5305 |
| Document Number | 229720747 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 022972/000747 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | 5151 CORPORATE DR, TROY, MI 48098-2639 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2048 |
Source: Suffolk County and Smithtown Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,120 (-) Land $325 Building $7,795 | $1,015,000 (+10,774.22%) Land $40,625 Building $974,375 | |
| 2024 | $20,239.00 | ||
| 2023 | $8,120 Land $325 Building $7,795 | $9,334 Land $374 Building $8,960 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031352053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Aug 2024, rainfall accumulation, Severe Storm And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 267 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 980 / 880 |
| Optimum Communications | Cable | 940 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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