6 Flora Ln, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 6 Flora Ln, Scotts Valley, CA 95066

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,537 sqft · built 2003
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Trust Names on File
Last Sale	$800,000 (Aug 2026)
Tax Bill	$9,714 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-791-03`

Property Details

APN / Parcel Number

Primary APN	`022-791-03`
Alternative APN	`022-791-03-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,537 sqft Living Area
Gross Area	1,836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Townhouse
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Deck Area	50 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6 FLORA LN
City	SCOTTS VALLEY
State	CA
Zip	95066-4925
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	TRACT
Legal Lot Number	3
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1023
Census Tract	120902

Owner

6 Flora Ln, a townhouse, is owner-occupied and held in a trust since August 2026.

Source: Santa Cruz County records, as of September 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6 FLORA LN, SCOTTS VALLEY, CA 95066-4925
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Grant Deed, Transfer · Conventional Mortgage FRANKLIN LOAN CENTER
Apr 8, 2021	Intrafamily Transfer, Transfer
Sep 13, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2026 · Amount on File
Deed Sale	Aug 26, 2026 · Amount on File
Prior Sale	Sep 13, 2019 · Amount on File
Deed Document Number	202619191
Prior Transfer Date	Mar 20, 2021
Prior Transfer Doc	0000020497
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 26, 2026
Property Address	6 FLORA LN, SCOTTS VALLEY, CA 95066-4925
Document Number	0000019191
Instrument Date	Aug 22, 2026
Instrument	202619191
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88,880.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	6 FLORA LN, SCOTTS VALLEY, CA 95066-4925

Mortgage

Document Number	0000019192,
Date	Aug 26, 2026
Instrument	202619192

Lender

Name	FRANKLIN LOAN CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 8, 2021
Property Address	6 FLORA LN, SCOTTS VALLEY, CA 95066-4925
Document Number	0000020497
Map Reference	MB 101 PG 9
Instrument Date	Mar 20, 2021
Instrument	2021-0020497
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6 FLORA LN, SCOTTS VALLEY, CA 95066-4925

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 13, 2019
Property Address	6 FLORA LN, SCOTTS VALLEY, CA 95066-4925
Document Number	0000027394
Instrument Date	Sep 11, 2019
Instrument	27394
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$787.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 FLORA LN SCOTTS VALLEY CA 950664925, SCOTTS VALLEY, CA 95066-4925

Tax Assessment & Valuation

The 2025 property tax bill for 6 Flora Ln was $9,714, up 6.7% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$798,712 (+2%) Land $479,227 Building $319,485
2025	$9,714.00 (+6.69%) Homeowner's exemption	$783,050 Land $469,830 Building $313,220
2024	$9,105.00 (+2.35%)
2023	$8,896.00 (+1.92%) Homeowner's exemption	$752,644 Land $451,586 Building $301,058	$756,990
2022	$8,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Flora Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Flora Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, T-Mobile, Verizon.

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