6 First Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 6 First Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,200 sqft · built 1980
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$318,800 (Apr 2013)
Tax Bill	$4,412 (2025)
Deeds & Mortgages	Mar 2021 Refinance Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARP M:050 L:050`

Property Details

APN / Parcel Number

Primary APN	`HARP M:050 L:050`
Alternative APN	`3617`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	2,562 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Deck Area	Deck Area
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3617
Street Address	6 FIRST RD
City	HARPSWELL
State	ME
Zip	04079-3763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CF1
Legal Lot Number	50
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	3
Census Block	3002
Census Tract	17102

Owner

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6 FIRST RD, HARPSWELL, ME 04079-3763
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP
Mar 6, 2018	Deed of Trust, Mortgage FIRST FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 1, 2013 · Amount on Record
Deed Sale	Apr 1, 2013 · Amount on Record
Deed Document Number	201318201
Deed Book / Page	30515 / 259
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	6 FIRST RD, HARPSWELL, ME 04079-3763
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0379430001
Date	Mar 18, 2021
Book Page	37943/1
Instrument	18949

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	6 FIRST RD, HARPSWELL, ME 04079-3763
Document Number	0347130196
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 FIRST RD HARPSWELL ME 040793763, HARPSWELL, ME 04079-3763

Mortgage

Document Number	0347130196
Date	Mar 16, 2018
Book Page	034713/000196
Instrument	11898

Lender

Name	FIRST FED'L S&L ASSN
Address	BATH, ME 04530

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,412.00 (+4.72%)	$662,400 (-) Land $192,800 Building $469,600
2024	$4,213.00 (+4.26%)	$662,400 (-) Land $192,800 Building $469,600
2023	$4,041.00 (+3.4%)	$662,400 (-) Land $192,800 Building $469,600
2022	$3,908.00	$662,400 Land $192,800 Building $469,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on First Rd

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