6 Emma Ln, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 6 Emma Ln, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,932 sqft · built 2001
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Nov 2020)
Tax Bill	$14,235 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-15804-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`12-15804-0000-00007`
Alternative APNs	`1200082000600009` `12000820600009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,932 sqft Living Area
Gross Area	4,448 sqft
Basement Area	1,516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	48,352 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	12000820600009
Street Address	6 EMMA LN
City	JACKSON
State	NJ
Zip	08527-4573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	1.11 AC
Legal Subdivision	PINE LODGE FARM SEC 01
Legal Block	15804
Legal Lot Number	7
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2017
Census Tract	717400

Owner

6 Emma Ln is owned and occupied by two individuals who bought it in November 2020.

Source: Ocean County and Jackson Township records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 EMMA LN, JACKSON, NJ 08527-4573
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 3, 2017	Deed of Trust, Mortgage · ARM KEARNY BANK
Nov 5, 2020	Deed, Transfer · Conventional Mortgage PARKSIDE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on File
Deed Sale	Nov 5, 2020 · Amount on File
Prior Sale	Apr 10, 2015 · Amount on File
Deed Document Number	2020130632
Deed Book / Page	18142 / 1682
Prior Transfer Date	Dec 18, 2014
Prior Transfer Doc	0160501750
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Recording Date	Sep 4, 2026
Property Address	6 EMMA LN, JACKSON, NJ 08527-4573
Document Number	0000072311
Book / Page	20491 / 685
Instrument Date	Aug 26, 2026
Instrument	202672311
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 EMMA LN, JACKSON, NJ 08527-4573

Mortgage

Document Number	0000072311,
Date	Sep 4, 2026
Book Page	20491/685
Instrument	202672311

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2056

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	6 EMMA LN, JACKSON, NJ 08527-4573
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	RIVERSIDE ABSTRACT INC, RIVERSIDE ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186171932
Date	Aug 6, 2021
Book Page	18617/1932
Instrument	2021115655

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	6 EMMA LN, JACKSON, NJ 08527-4573
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0167261450
Date	May 3, 2017
Book Page	16726/1450
Instrument	2017045190

Lender

Name	KEARNY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.12%
Index	Other

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Nov 5, 2020
Property Address	6 EMMA LN, JACKSON, NJ 08527-4573
Document Number	0181421682
Book / Page	18142 / 1682
Instrument Date	Oct 16, 2020
Instrument	2020130632
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,768.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 SWALLOW TAIL CT, 12, JACKSON, NJ 08527-2872

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 EMMA LN, JACKSON, NJ 08527-4573

Mortgage

Document Number	2020130633
Date	Nov 5, 2020
Instrument	2020130633

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 6 Emma Ln was $14,235, up 2.3% from the year before.

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$983,100 (-) Land $323,300 Building $659,800	$983,100 (-) Land $323,300 Building $659,800
2025	$14,235.00 (+2.26%)	$983,100 Land $323,300 Building $659,800	$983,100 Land $323,300 Building $659,800
2024	$13,921.00
2023		$521,000 Land $142,100 Building $378,900	$521,000 Land $142,100 Building $378,900
2022	$13,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Emma Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Emma Ln is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 80% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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