6 Elm St, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 6 Elm St, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,896 sqft · built 1951
Lot Size	0.328 acres (14,308 sqft)
Owner	Individual Name on Record
Last Sale	$174,300 (Jul 2012)
Tax Bill	$4,613 (2026)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:34A B:A12`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:34A B:A12`
Alternative APN	`34AA12`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,896 sqft Living Area
Gross Area	2,796 sqft
1st Floor Area	1,128 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,308 sqft (0.328 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	34AA12
Street Address	6 ELM ST
City	OXFORD
State	MA
Zip	01540-1624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	A12
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1035
Census Tract	753200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oxford Main Street Historic District listed 2011 · 223 contributing resources · NRIS 11000586

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 ELM ST, OXFORD, MA 01540-1624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NATIONSTAR MORTGAGE LLC
Aug 27, 2018	Deed of Trust, Mortgage WEBSTER FIVECENT SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2012 · Amount on Record
Deed Sale	Jul 18, 2012 · Amount on Record
Deed Book / Page	49301 / 255
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	6 ELM ST, OXFORD, MA 01540-1624
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	072456-390
Date	Aug 28, 2025
Book Page	72456/390
Instrument	72847

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2045

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	6 ELM ST, OXFORD, MA 01540-1624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59313-15
Date	Aug 27, 2018
Book Page	59313/15
Instrument	89744

Lender

Name	WEBSTER FIVECENT SVGS

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,613.00 (-3.49%)	$377,200 (-0.03%) Land $76,200 Building $301,000	$421,959 (+10.99%)
2025	$4,780.00 (+1.64%)	$377,300 (+8.14%) Land $87,600 Building $289,700	$380,190
2024	$4,703.00 (-0.21%)	$348,900 (+0.98%) Land $81,300 Building $267,600
2023	$4,713.00	$345,500 Land $72,600 Building $272,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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