Fulton County and Johnstown City property record for 6 E Montgomery St, Johnstown, NY 12095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,860 sqft · built 1910 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Aug 2021) |
| Tax Bill | $5,519 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2024 Mortgage + 2 more |
| APN | 170800 174.12-3-3 |
| Primary APN | 170800 174.12-3-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,860 sqft Living Area |
| 1st Floor Area | 1,474 sqft |
| 2nd Floor Area | 1,386 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 184 ft deep x 88 ft wide |
| Pool Area | 8,000 sqft |
| Porch | Slab |
| Porch Area | 724 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6 E MONTGOMERY ST |
|---|---|
| City | JOHNSTOWN |
| State | NY |
| Zip | 12095-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 3 |
| Legal Lot Number | 3.000 |
| Jurisdiction | FULTON NY |
| Township / Civil Division | JOHNSTOWN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 971300 |
Source: Fulton County and Johnstown City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6 E MONTGOMERY ST, JOHNSTOWN, NY 12095-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Feb 2, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 31, 2021 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Nov 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Prior Sale | Aug 21, 1997 · Amount on Record |
| Deed Document Number | 202169503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | May 7, 2026 |
| Property Address | 6 E MONTGOMERY ST, JOHNSTOWN, NY 12095-2523 |
| Document Number | 0202696628 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202696628 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 6 E MONTGOMERY ST, JOHNSTOWN, NY 12095-2523 |
| Document Number | 0000096628, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 202696628 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | Jun 1, 2051 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON NY |
| Property Address | 6 E MONTGOMERY ST, JOHNSTOWN, NY 12095-2523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202484825 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | 2024-84825 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FULTON NY |
| Recording Date | Aug 31, 2021 |
| Property Address | 6 E MONTGOMERY ST, JOHNSTOWN, NY 12095-2523 |
| Document Number | 202169503 |
| Instrument Date | Aug 26, 2021 |
| Instrument | 2021-69503 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 SPRING ST, GLOVERSVILLE, NY 12078-2821 |
| Document Number | 202169504 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021-69504 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON NY |
| Property Address | 6 E MONTGOMERY ST, JOHNSTOWN, NY 12095-2523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202064174 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2020-64174 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Fulton County and Johnstown City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Fulton County |
| Municipality | Johnstown City |
| Unified School District | Johnstown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,519.00 (-31.48%) | ||
| 2025 | $8,055.00 | $175,000 (-) Land $22,400 Building $152,600 | $282,258 (+20.97%) Land $36,129 Building $246,129 |
| 2023 | $175,000 Land $22,400 Building $152,600 | $233,333 Land $29,867 Building $203,466 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1980–1981) |
| Most Recent Claim | Oct 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTOWN (C) WATER WORKS serves 8,154 people · EPA ID NY1700019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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