6 E Cottage Cir, Bluffton, SC 29910 Property Records

Beaufort County property record for 6 E Cottage Cir, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	1 bd · 2,355 sqft · built 1998
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$990,000 (Jan 2025)
Tax Bill	$4,675 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`R60002300D02370000`

Property Details

APN / Parcel Number

Primary APN	`R60002300D02370000`
Alternative APN	`07475993`

Interior

Bedrooms	1 Bed
Total Rooms	1 Room
Stories	1 Story
Building Area	2,355 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Porch	Open Porch
Patio Area	747 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	07475993
Old Parcel Number	R60002300D02370000
Street Address	6 E COTTAGE CIR
City	BLUFFTON
State	SC
Zip	29910-4838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6116
Legal Description	LOT 182 BELFAIR EAST GOLF COTTAGES PH VII PB58 P177 6/00 ADJUSTED LT TO AC BY PB
Legal Subdivision	BELFAIR PLANTATION
Legal Phase	61
Legal Lot Number	182
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2002
Census Tract	2201

Owner

6 E Cottage Cir is owned and occupied by an individual who bought it in January 2025.

Source: Beaufort County records, as of March 11, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6 E COTTAGE CIR, BLUFFTON, SC 29910-4838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE
Dec 8, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2025 · Amount on File
Deed Sale	Jan 2, 2025 · Amount on File
Prior Sale	Dec 8, 2023 · Amount on File
Deed Document Number	2025000029
Deed Book / Page	4395 / 503
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	6 E COTTAGE CIR, BLUFFTON, SC 29910-4838
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 E COTTAGE CIR, BLUFFTON, SC 29910-4838

Mortgage

Document Number	0000046461
Date	Oct 14, 2025
Book Page	4473/1894
Instrument	2025046461

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	8024 CALVIN HALL RD, INDIAN LAND, SC 29707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 8, 2023
Property Address	6 E COTTAGE CIR, BLUFFTON, SC 29910-4838
Document Number	0000056425
Book / Page	4295 / 1529
Map Reference	MB 60 PG 102
Instrument Date	Nov 28, 2023
Instrument	2023056425
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Amount	Amount on Record
Tax	$2,574.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6 E COTTAGE CIR, BLUFFTON, SC 29910-4838

Tax Assessment & Valuation

The 2025 property tax bill for 6 E Cottage Cir was $4,675, down 5% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,675.00 (-5.04%)	$59,400 (+5%)
2024	$4,923.00 (-11.63%)	$39,600 (+76.31%) Land $1,200 Building $38,400	$990,000 (-) Land $30,000 Building $960,000
2023	$5,571.00 (+10.19%)	$22,460 (+15%)	$990,000 (+204.15%) Land $30,000 Building $960,000
2022	$5,056.00	$19,530	$325,500 Land $15,000 Building $310,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6 E Cottage Cir in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 371 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	797 units insured incl. 426 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 E Cottage Cir is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Cottage Cir

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