6 Duchess Dr, Old Lyme, CT 06371 Property Records

Old Lyme Town property record for 6 Duchess Dr, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,482 sqft · built 1991
Lot Size	1.89 acres (82,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Oct 2016)
Tax Bill	$6,508 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`OLYM M:62 L:17`

Property Details

APN / Parcel Number

Primary APN	`OLYM M:62 L:17`
Alternative APNs	`00292700` `292700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,482 sqft Living Area
Gross Area	4,736 sqft
Basement Area	1,496 sqft
Unfinished Basement	1,496 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,614 sqft (1.89 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	292700
Street Address	6 DUCHESS DR
City	OLD LYME
State	CT
Zip	06371-1357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU80
Legal Lot Number	17
Jurisdiction	OLD LYME CT
Township / Civil Division	OLD LYME
Census Block Group	1
Census Block	1002
Census Tract	660103

Owner

Source: Old Lyme Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 DUCHESS DR, OLD LYME, CT 06371-1357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit LIBERTY BANK
Feb 1, 2018	Deed of Trust, Mortgage · FHA Mortgage MCS MTG BANKERS INC
Apr 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Dec 11, 2020	Deed of Trust, Mortgage · Balloon Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2016 · Amount on Record
Deed Sale	Oct 28, 2016 · Amount on Record
Deed Book / Page	412 / 1100
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	6 DUCHESS DR, OLD LYME, CT 06371-1357
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000459-803
Date	Apr 2, 2024
Book Page	459/803

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	6 DUCHESS DR, OLD LYME, CT 06371-1357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	420-668
Date	Feb 1, 2018
Book Page	420/668

Lender

Name	MCS MTG BANKERS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	6 DUCHESS DR, OLD LYME, CT 06371-1357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	433-231
Date	Apr 17, 2020
Book Page	433/231

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD LYME CT
Property Address	6 DUCHESS DR, OLD LYME, CT 06371-1357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	439-356
Date	Dec 11, 2020
Book Page	439/356

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Old Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Old Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,508.00	$401,000 (+42.15%) Land $135,900 Building $265,100	$280,700 Land $95,130 Building $185,570
2024	$6,508.00 (-1.83%)
2023	$6,629.00	$282,100 (-) Land $109,800 Building $172,300
2022	$6,629.00	$282,100 Land $109,800 Building $172,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile.

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