Fluvanna County property record for 6 Driver Ln, Palmyra, VA 22963 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,776 sqft · built 1991 |
| Lot Size | 0.385 acres (16,771 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Apr 2014) |
| Tax Bill | $2,865 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 4 407 |
| Primary APN | 18A 4 407 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 4,572 sqft |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,184 sqft |
| Finished Basement | 1,184 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,771 sqft (0.385 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Parking Spaces | 1 Parking Space |
| Deck Area | 143 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 9803 |
|---|---|
| Street Address | 6 DRIVER LN |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB 917-174 FAIRWAY-4 LOT 407 16,775 SF |
| Legal Subdivision | FAIRWAY SECTION OF LAKE MONTICELLO |
| Legal Block | 40 |
| Legal Lot Number | 407 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20103 |
Source: Fluvanna County records · APN 18A 4 407
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6 DRIVER LN, PALMYRA, VA 22963-2517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Aug 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2014 · Amount on Record |
| Deed Sale | Apr 28, 2014 · Amount on Record |
| Deed Document Number | 20141114 |
| Deed Book / Page | 917 / 174 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 6 DRIVER LN, PALMYRA, VA 22963-2517 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220002381 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 220002381 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 6 DRIVER LN, PALMYRA, VA 22963-2517 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210004149 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 210004149 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,500 (-) Land $30,000 Building $349,500 | $379,500 (-) Land $30,000 Building $349,500 | |
| 2025 | $2,865.00 (+20.23%) | $379,500 (+34.38%) Land $30,000 Building $349,500 | $379,500 (+34.38%) Land $30,000 Building $349,500 |
| 2023 | $282,400 Land $30,000 Building $252,400 | $282,400 Land $30,000 Building $252,400 | |
| 2022 | $2,383.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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