6 Debby Ln, Warren, NJ 07059 Property Records

Somerset County and Warren Township property record for 6 Debby Ln, Warren, NJ 07059

Property Summary

Property Type	Single Family Home
Details	1,696 sqft · built 1962
Lot Size	1.53 acres (67,082 sqft)
Owner	2 Individual Names on File
Last Sale	$985,000 (Nov 2024)
Tax Bill	$13,608 (2025)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-00039-0000-00029-01`

Property Details

APN / Parcel Number

Primary APN	`20-00039-0000-00029-01`
Alternative APNs	`20000390000000290001` `00010050`

Interior

Stories	1 Story
Building Area	1,696 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	67,082 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00010050
Street Address	6 DEBBY LN
City	WARREN
State	NJ
Zip	07059-5013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R65
Legal Subdivision	WARREN
Legal Block	39
Legal Lot Number	29.1
Jurisdiction	SOMERSET NJ
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2010
Census Tract	52204

Owner

6 Debby Ln is owned and occupied by two individuals who bought it in November 2024.

Source: Somerset County and Warren Township records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 DEBBY LN, WARREN, NJ 07059-5013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK
May 6, 2021	Deed of Trust, Mortgage · Construction Mortgage UNITY BANK
Jan 28, 2019	Deed, Transfer · Conventional Mortgage UNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on File
Deed Sale	Nov 26, 2024 · Amount on File
Prior Sale	Jan 28, 2019 · Amount on File
Deed Document Number	202431521
Deed Book / Page	7590 / 2101
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	6 DEBBY LN, WARREN, NJ 07059-5013
Transaction Type	Mortgage
Record Updated	Feb 18, 2022
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005694
Date	Feb 7, 2022
Book Page	7423/739
Instrument	2022005694

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	6 DEBBY LN, WARREN, NJ 07059-5013
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 DEBBY LN, WARREN, NJ 07059-5013

Mortgage

Document Number	0000028924
Date	May 6, 2021
Book Page	7339/2273
Instrument	2021028924

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	23 Months
Due	Apr 29, 2023

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jan 28, 2019
Property Address	6 DEBBY LN, WARREN, NJ 07059-5013
Document Number	0000003182
Book / Page	7097 / 0242
Instrument Date	Jan 24, 2019
Instrument	2019003182
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	ASSOCIATED TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,549.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 DEBBY LN, 6, WARREN, NJ 07059-5013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 DEBBY LN, WARREN, NJ 07059-5013

Mortgage

Document Number	0000003183
Date	Jan 28, 2019
Instrument	2019003183

Lender

Name	UNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 6 Debby Ln was $13,608, up 16.9% from the year before.

Source: Somerset County and Warren Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Warren Township
Elementary School District	Warren Township School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$844,300 (+8.7%) Land $458,900 Building $385,400	$844,300 (+8.7%) Land $458,900 Building $385,400
2025	$13,608.00 (+16.93%)	$776,700 Land $419,600 Building $357,100	$776,700 Land $419,600 Building $357,100
2024	$11,638.00
2023		$588,700 Land $349,000 Building $239,700	$588,700 Land $349,000 Building $239,700
2022	$11,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Debby Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2011–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Debby Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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