6 Cypress Point Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 6 Cypress Point Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,651 sqft · built 1999
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,000 (Jun 2008)
Tax Bill	$5,252 (2025)
Deeds & Mortgages	Apr 2023 Sale Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T002400346`

Property Details

APN / Parcel Number

Primary APN	`T002400346`
Alternative APN	`2-0060-8224-00-0333.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,357 sqft Living Area
Gross Area	4,873 sqft
1st Floor Area	1,487 sqft
Basement Area	1,412 sqft
Finished Basement	706 sqft
Unfinished Basement	706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	14 sqft
Deck Area	Deck Area
Patio Area	408 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T002400346
Street Address	6 CYPRESS POINT CT
City	O FALLON
State	MO
Zip	63366-5586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK #6 LOT 333
Legal Subdivision	TURTLE CREEK #6
Legal Lot Number	333
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1012
Census Tract	311712

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 CYPRESS POINT CT, O FALLON, MO 63366-5586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Beneficiary Deed, Transfer
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2008 · Amount on Record
Deed Sale	Jun 5, 2008 · Amount on Record
Prior Sale	Jan 6, 2000 · Amount on Record
Deed Document Number	2008408350
Deed Book / Page	5000 / 999
Last Transfer Date	Apr 13, 2023
Transfer Doc	0000014094
Record Updated	Oct 29, 2026

April 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 14, 2023
Property Address	6 CYPRESS POINT CT, O FALLON, MO 63366-5586
Document Number	0000014094
Map Reference	MB 36 PG 28-32
Instrument Date	Apr 13, 2023
Instrument	2023R-014094
Transaction Type	Transfer
Record Updated	Apr 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 CYPRESS POINT CT, O FALLON, MO 63366-5586

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	6 CYPRESS POINT CT, O FALLON, MO 63366-5586

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	6 CYPRESS POINT CT, O FALLON, MO 63366-5586
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072792424
Date	Apr 27, 2020
Book Page	7279/2424
Instrument	20200427000264170

Lender

Name	PNC BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Apr 14, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,037 (+0.1%)	$431,771 (+0.1%) Land $61,540 Building $370,231
2025	$5,252.00	$81,958 (+9.13%)	$431,358 (+9.13%) Land $61,540 Building $369,818
2023		$75,103
2022			$395,277 Land $50,000 Building $345,277

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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