6 Cymlin Ter, Palmyra, VA 22963 Property Records

Fluvanna County property record for 6 Cymlin Ter, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,671 sqft · built 1986
Lot Size	0.714 acres (31,102 sqft)
Owner	Individual Name on File
Last Sale	$164,400 (Aug 2013)
Tax Bill	$1,979 (2025)
Deeds & Mortgages	May 2022 Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18A 2 264`

Property Details

APN / Parcel Number

Primary APN	`18A 2 264`
Alternative APN	`3484`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,671 sqft Living Area
Gross Area	3,456 sqft
1st Floor Area	1,503 sqft
Basement Area	1,052 sqft
Unfinished Basement	1,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,102 sqft (0.714 acres)
Terrain	Rolling
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3484
Street Address	6 CYMLIN TER
City	PALMYRA
State	VA
Zip	22963-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	DB 992-814 SHADWELL-2 LOT 264 31,098 SF
Legal Subdivision	LAKE MONTICELLO SUBDIVISION
Legal Block	26
Legal Lot Number	264
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2005
Census Tract	20104

Owner

6 Cymlin Ter is owned and occupied by an individual who acquired it in August 2017.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	6 CYMLIN TER, PALMYRA, VA 22963-3225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Aug 16, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2013 · Amount on File
Deed Sale	Aug 27, 2013 · Amount on File
Deed Document Number	20133442
Deed Book / Page	902 / 958
Last Transfer Date	Aug 14, 2017
Transfer Doc	0000002613
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	6 CYMLIN TER, PALMYRA, VA 22963-3225
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001795
Date	May 13, 2022
Instrument	220001795

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Aug 16, 2017
Property Address	6 CYMLIN TER, PALMYRA, VA 22963-3225
Document Number	0001702613
Map Reference	PB 902 PG 958
Instrument Date	Aug 14, 2017
Instrument	1702613
Transaction Type	Transfer
Record Updated	Jul 13, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 CYMLIN TER, PALMYRA, VA 22963-3225

Tax Assessment & Valuation

The 2025 property tax bill for 6 Cymlin Ter was $1,979.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,200 (-) Land $33,000 Building $229,200	$262,200 (-) Land $33,000 Building $229,200
2025	$1,979.00	$262,200 Land $33,000 Building $229,200	$262,200 Land $33,000 Building $229,200
2023		$209,402 Land $33,002 Building $176,400	$209,402 Land $33,002 Building $176,400
2022	$1,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Cymlin Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Cymlin Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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