6 Cram St, Bradley, ME 04411 Property Records

Penobscot County and Bradley Town property record for 6 Cram St, Bradley, ME 04411

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,467 sqft
Lot Size0.31 acres (13,504 sqft)
OwnerCompany Name on Record
Last Sale$50,000 (Jun 2025)
Tax Bill$1,093 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2026 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNBRAY M:015 L:035

Property Details

APN / Parcel Number

Primary APNBRAY M:015 L:035
Alternative APNs
  • BRAY M:15 L:35
  • 357

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,467 sqft Living Area
1st Floor Area942 sqft

Exterior

Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number357
Old Parcel NumberBRAY M:015 L:035
Street Address6 CRAM ST
CityBRADLEY
StateME
Zip04411-5125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number35
JurisdictionBRADLEY ME
Township / Civil DivisionBRADLEY
Census Block Group1
Census Block1016
Census Tract8001

Owner

Source: Penobscot County and Bradley Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address44 SILVER RDG, VEAZIE, ME 04401-7084
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2026Deed of Trust, Mortgage
ACADIA FEDERAL CREDIT UNION
Jun 5, 2026Deed of Trust, Mortgage
ACADIA FEDERAL CREDIT UNION
Mar 26, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2025 · Amount on Record
Deed SaleJun 17, 2025 · Amount on Record
Deed Book / Page17527 / 206
Prior Transfer DateMar 16, 2021
Prior Transfer Doc0159490112
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADLEY ME
Recording DateJun 5, 2026
Property Address6 CRAM ST, BRADLEY, ME 04411-5125
Document Number0000014037
Book / Page17896 / 300
Instrument DateJun 5, 2026
Instrument202614037
Transaction TypeMortgage
Record UpdatedJul 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0178960300,
DateJun 5, 2026
Book Page17896/300
Instrument202614037
Lender
NameACADIA FEDERAL CREDIT UNION
Agreement
AmountAmount Recorded
Interest
Rate6.37%
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRADLEY ME
Recording DateJun 5, 2026
Property Address6 CRAM ST, BRADLEY, ME 04411-5125
Document Number0178960300
Book / Page17896 / 300
Instrument DateJun 5, 2026
Instrument202614037
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014037,
DateJun 5, 2026
Book Page17896/300
Instrument202614037
Lender
NameACADIA FEDERAL CREDIT UNION
Agreement
AmountAmount Recorded
Term360 Months
Interest
Rate6.37%
Max Rate-1%

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRADLEY ME
Recording DateMar 26, 2021
Property Address6 CRAM ST, BRADLEY, ME 04411-5125
Document Number0159490112
Book / Page15949 / 112
Instrument DateMar 16, 2021
Instrument9466
Transaction TypeTransfer
Record UpdatedFeb 2, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Penobscot County and Bradley Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
County SubdivisionBradley Town
Unified School DistrictRegional School Unit 34 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,093.00 (+6.84%)$93,000 (-) Land $28,600 Building $64,400
2024$1,023.00 (+8.71%)$93,000 (+63.16%) Land $28,600 Building $64,400
2023$941.00 (+6.45%)$57,000 (-) Land $21,200 Building $35,800$234,840
2022$884.00$57,000 Land $21,200 Building $35,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims18 (1979–2018)
Claims Outside the SFHA9 of 18
Most Recent ClaimJan 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, May 2008 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD TOWN WATER DISTRICT
serves 7,648 people · EPA ID ME0091200
Water SourceGroundwater
Last State InspectionMar 2025
Lead8 ppb (2026)
action level 15 ppb
Copper1.4 mg/L (2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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