6 Cove Rd, #6-B, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 6 Cove Rd, #6-B, Melbourne Beach, FL 32951

Property Summary

Property TypeCondominium
Details1,256 sqft · built 1979
Lot Size0.11 acres (4,792 sqft)
Owner2 Individual Names on File
Last Sale$215,500 (Jul 2018)
Tax Bill$3,584 (2025)
Deeds & MortgagesJun 2023 Transfer
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-38-33-GH-*-1.38

Property Details

APN / Parcel Number

Primary APN28-38-33-GH-*-1.38
Alternative APNs
  • 28-38-33-GH-00000.0-0001.38
  • 2851269

Interior

Building Area1,256 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 2025
Architectural StyleCondo/Apartment
Construction TypeMasonry / Concrete Block
Lot Area4,792 sqft (0.11 acres)
View / LotHighway
PorchEnclosed Porch
Patio Area1,800 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number2851269
Street Address6 COVE RD, 6-B
CityMELBOURNE BEACH
StateFL
Zip32951-3628
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTHE COVE AT SOUTH BEACHES CONDO PH IV UNIT 6-B THE COVE AT SOUTH BEACHES CONDO PH IV AS DESC IN ORB 1967 PG 671 AND ALL AMENDMENTS THERETO.
Legal Range38E
Legal Township28S
Legal Section33
Legal SubdivisionATLANTIC SHORES SUBD
Legal PhaseIV
Legal Lot Number1
Legal Unit6-B
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE SHORES-FLORIDANA BEACH
Census Block Group1
Census Block1004
Census Tract66104

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address11430 DUNLAVY LN, WHITMORE LAKE, MI 48189-9743
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 5, 2018Warranty Deed, Transfer · ARM
FIRST STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2018 · Amount on File
Deed SaleJul 5, 2018 · Amount on File
Prior SaleSep 27, 2000 · Amount on File
Deed Document Number2018150902
Deed Book / Page8205 / 2922
Last Transfer DateDec 22, 2022
Transfer Doc0098022763
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREVARD FL
Recording DateJun 1, 2023
Property Address6 COVE RD # 6B, 6B, MELBOURNE BEACH, FL 32951-3628
Document Number0098022763
Book / Page9802 / 2763
Map ReferenceMB 2717 PG 1490
Instrument DateDec 22, 2022
Instrument2023113247
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1007 LAWNDALE DR, ROYAL OAK, MI 48067-1142

Transferred To (Grantee/Buyer)

NameVerified Name
Address11430 DUNLAVY LN, WHITMORE LAKE, MI 48189-9743
InvestorPossibly a Property Investor

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 5, 2018
Property Address6 COVE RD # 6-B, 6-B, MELBOURNE BEACH, FL 32951-3628
Document Number0082052922
Book / Page8205 / 2922
Map ReferenceOR 2717 PG 1490&1491
Instrument DateJul 3, 2018
Instrument2018150902
Transaction TypeTransfer
Record UpdatedJul 2, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,508.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3165 MERRIT LN, 3165, THE VILLAGES, FL 32163-0223

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 COVE RD # 6B, 6B, MELBOURNE BEACH, FL 32951-3628

Mortgage

Document Number2018150903
DateJul 5, 2018
Instrument2018150903
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueAug 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.99%
Type Change DateAug 1, 2023
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change6%
Index1-Year CMT
Max Rate10%

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$289,240 (+14.68%)$289,240 (+14.68%)
2025$3,584.00 (-13.03%)$252,220 (-17.96%)$252,220 (-17.96%)
2024$4,121.00 (-1.6%)
2023$4,188.00 (+80.67%)$307,450 (+54%) Building $307,450$307,450 (+8.22%) Building $307,450
2022$2,318.00 Homeowner's exemption$199,640$284,110 Building $284,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 196 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies229 units insured
incl. 33 condo units
Nearby Flood Claims54 (1979–2022)
Claims Outside the SFHA24 of 54
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Matthew, Oct 2016 · 7 claims
  • Hurricane Frances, Sep 2004 · 15 claims
  • Hurricane Irene, Oct 1999 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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