6 Cottontree Ct, Ashland, VA 23005 Property Records

Hanover County property record for 6 Cottontree Ct, Ashland, VA 23005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,916 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Oct 2021)
Tax Bill	$3,073 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7779-87-5542`

Property Details

APN / Parcel Number

Primary APN	`7779-87-5542`
Alternative APN	`10201558`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,916 sqft Living Area
2nd Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	254 sqft
Patio Area	254 sqft
Balcony Area	12 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10201558
Street Address	6 COTTONTREE CT
City	ASHLAND
State	VA
Zip	23005-2190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SLASH COTTAGE LOT 92 BLK E SEC 2
Legal Subdivision	SLASH COTTAGE
Legal Block	E
Legal Lot Number	92
Jurisdiction	HANOVER VA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1040
Census Tract	320602

Owner

6 Cottontree Ct is owned by an individual who bought it in October 2021.

Source: Hanover County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1704 LAKEVIEW AVE, RICHMOND, VA 23220-6458
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Dec 5, 2019	Deed of Trust, Mortgage · Line of Credit TRULIANT FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Aug 27, 2010 · Amount on File
Deed Document Number	2021212780
Deed Book / Page	3330 / 2663
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANOVER VA
Recording Date	Oct 5, 2021
Property Address	6 COTTONTREE CT, ASHLAND, VA 23005-2190
Document Number	33302663
Book / Page	3330 / 2663
Instrument Date	Sep 28, 2021
Instrument	20211005000212780
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 COTTONTREE CT, ASHLAND, VA 23005-2190

Mortgage

Document Number	20211005000212790
Date	Oct 5, 2021
Instrument	20211005000212790

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANOVER VA
Property Address	6 COTTONTREE CT, ASHLAND, VA 23005-2190
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3242338
Date	Dec 5, 2019
Book Page	3242/338
Instrument	20191205000159660

Lender

Name	TRULIANT FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 9, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6 Cottontree Ct was $3,073.

Source: Hanover County assessment roll, as of June 4, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Ashland Town
County	Hanover County
Unified School District	Hanover County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,073.00	$379,400 Land $85,000 Building $294,400	$379,400 Land $85,000 Building $294,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6 Cottontree Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Cottontree Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER SUBURBAN WATER SYSTEM serves 57,931 people · EPA ID VA4085398
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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