Osceola County property record for 6 Connecticut Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,011 sqft · built 1975 |
| Lot Size | 0.361 acres (15,725 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $294,000 (Jul 2018) |
| Tax Bill | $4,101 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2023 Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-26-30-0650-0001-0725 |
| Primary APN | 01-26-30-0650-0001-0725 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,011 sqft Living Area |
| Gross Area | 3,427 sqft |
| 1st Floor Area | 3,011 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,725 sqft (0.361 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 56 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 6 CONNECTICUT AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | ST CLOUD BLVD PB B PG 61B-64 LOTS LOT 72 LESS N 150 FT |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | LAKE FRONT ADD TO TOWN OF ST CLOUD |
| Legal Tract | 650 |
| Legal Block | 725 |
| Legal Lot Number | 72 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 43400 |
Source: Osceola County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Dec 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jun 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Mar 9, 2020 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Mar 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jul 23, 2018 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL ACCPTNC |
| Jan 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2018 · Amount on Record |
| Deed Sale | Jul 23, 2018 · Amount on Record |
| Prior Sale | Jan 26, 2017 · Amount on Record |
| Deed Document Number | 2018112132 |
| Deed Book / Page | 5371 / 2075 |
| Prior Transfer Date | Jun 18, 1997 |
| Prior Transfer Doc | 1414000982 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 28, 2026 |
| Property Address | 6 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2246 |
| Document Number | 0000070069 |
| Book / Page | 6978 / 1760 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 202670069 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 6 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2246 |
| Document Number | 0000070069, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 6978/1760 |
| Instrument | 202670069 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Apr 1, 2066 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2246 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 6 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2246 |
| Document Number | 0065190184 |
|---|---|
| Date | Dec 14, 2023 |
| Book Page | 6519/184 |
| Instrument | 2023162592 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2246 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 6 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2246 |
| Document Number | 0059890572 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 5989/572 |
| Instrument | 2021099597 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Mar 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2246 |
| Document Number | 0056992623 |
| Instrument Date | Mar 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6 CONNECTICUT AVE ST CLOUD FL 347692246, ST CLOUD, FL 34769-2246 |
| Document Number | 0056992623 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 005699/002623 |
| Instrument | 43801 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2050 |
| Rate | 4% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2246 |
| Document Number | 0056990785 |
| Instrument Date | Mar 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6 CONNECTICUT AVE ST CLOUD FL 347692246, ST CLOUD, FL 34769-2246 |
| Document Number | 0056990785 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 005699/000785 |
| Instrument | 43266 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 23, 2018 |
| Property Address | 6 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2246 |
| Document Number | 0053712075 |
| Book / Page | 005371 / 002075 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 112132 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,058.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6 CONNECTICUT AVE ST CLOUD FL 347692246, ST CLOUD, FL 34769-2246 |
| Document Number | 53712076 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 005371/002076 |
| Instrument | 112133 |
| Name | RESIDENTIAL ACCPTNC |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 26, 2017 |
| Property Address | 6 CONNECTICUT AVE, SAINT CLOUD, FL 34769-2246 |
| Document Number | 0050920794 |
| Book / Page | 5092 / 0794 |
| Map Reference | MB B PG61-64 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 2017014776 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1701 LAKESHORE BLVD, 1701, SAINT CLOUD, FL 34769-2270 |
| Name | Verified Name |
|---|---|
| Address | 202 TAMARACK LN, CASCO, ME 04015-4061 |
| Document Number | 0050920798 |
|---|---|
| Date | Jan 26, 2017 |
| Instrument | 5092/0798 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,101.00 (+6.19%) Homeowner's exemption | $271,996 (+5.99%) | $435,000 (+26.67%) Land $75,000 Building $360,000 |
| 2023 | $3,862.00 (+3.51%) Homeowner's exemption | $256,633 (+3%) | $343,400 (+21.09%) Land $65,000 Building $278,400 |
| 2022 | $3,731.00 Homeowner's exemption | $249,159 | $283,600 Land $55,000 Building $228,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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