6 Cole Rd, Sterling, MA 01564 Property Records

Worcester County and Sterling Town property record for 6 Cole Rd, Sterling, MA 01564

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,770 sqft · built 1998
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Feb 2010)
Tax Bill$7,692 (2026)
Deeds & MortgagesOct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNSTER M:00009 L:00026

Property Details

APN / Parcel Number

Primary APNSTER M:00009 L:00026

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,770 sqft Living Area
Gross Area3,905 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address6 COLE RD
CitySTERLING
StateMA
Zip01564-2239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRF
Legal Lot Number26
JurisdictionSTERLING MA
Township / Civil DivisionSTERLING
Census Block Group2
Census Block2018
Census Tract719100

Owner

Source: Worcester County and Sterling Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6 COLE RD, STERLING, MA 01564-2239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 5, 2010 · Amount on Record
Deed SaleFeb 5, 2010 · Amount on Record
Prior SaleJul 28, 2006 · Amount on Record
Deed Document Number201012928
Deed Book / Page45435 / 111
Transfer Doc43333-166
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTERLING MA
Property Address6 COLE RD, STERLING, MA 01564-2239
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number63417-77
DateOct 5, 2020
Book Page63417/77
Instrument116903
Lender
NameLEOMINSTER CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueNov 1, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Sterling Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSterling Town
Unified School DistrictWachusett School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,692.00 (+2.33%)$612,900 (+5.02%) Land $179,300 Building $433,600$644,765 (-)
2025$7,517.00 (+2.52%)$583,600 (+5.94%) Land $155,200 Building $428,400$644,765 (+0.94%)
2024$7,332.00 (+5.18%)$550,900 (+13.01%) Land $150,100 Building $400,800$638,780
2023$6,971.00$487,500 Land $142,300 Building $345,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTERLING WATER DEPARTMENT
serves 6,814 people · EPA ID MA2282000
Water SourceGroundwater
Last State InspectionJun 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Feb 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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