6 Cole Cir, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Veazie Town property record for 6 Cole Cir, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,676 sqft · built 2018
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$540,300 (Jul 2021)
Tax Bill	$6,297 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`HERM M:013 B:117 L:002`

Property Details

APN / Parcel Number

Primary APN	`HERM M:013 B:117 L:002`
Alternative APN	`3989`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,676 sqft Living Area
Basement Area	400 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3989
Street Address	6 COLE CIR
City	HERMON
State	ME
Zip	04401-7444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Block	117
Legal Lot Number	2
Jurisdiction	HERMON ME
Township / Civil Division	BANGOR
Census Block Group	1
Census Block	1007
Census Tract	900

Owner

6 Cole Cir is owned and occupied by two individuals who bought it in July 2021.

Source: Penobscot County and Veazie Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6 COLE CIR, HERMON, ME 04401-7444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Line of Credit MAINE SAVINGS FEDERAL CREDIT UNION
Nov 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage MAINE SAVINGS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Deed Document Number	202123172
Deed Book / Page	16099 / 182
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	6 COLE CIR, HERMON, ME 04401-7444
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170640046
Date	Feb 9, 2024
Book Page	17064/46
Instrument	2740

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	6 COLE CIR, HERMON, ME 04401-7444
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157630103
Date	Nov 2, 2020
Book Page	15763/103
Instrument	35856

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERMON ME
Recording Date	Jul 9, 2021
Property Address	6 COLE CIR, HERMON, ME 04401-7444
Document Number	0160990182
Book / Page	16099 / 182
Instrument Date	Jul 9, 2021
Instrument	23172
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17 PATRICK DR, HERMON, ME 04401-0264

Mortgage

Document Number	0000023173
Date	Jul 9, 2021
Instrument	23173

Lender

Name	MAINE SAVINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6 Cole Cir was $6,297, up 21.8% from the year before.

Source: Penobscot County and Veazie Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Veazie Town
Unified School District	Veazie (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,297.00 (+21.78%)	$531,400 (+12.02%) Land $58,800 Building $472,600
2024	$5,171.00 (+1.63%)	$474,400 (+9.56%) Land $52,400 Building $422,000
2023	$5,088.00 (+15.95%)	$433,000 (+17.44%) Land $48,800 Building $384,200
2022	$4,388.00	$368,700 Land $43,400 Building $325,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 6 Cole Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Cole Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORONO-VEAZIE WATER DISTRICT serves 5,793 people · EPA ID ME0091210
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cole Cir

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