6 Cobia St, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 6 Cobia St, Alligator Point, FL 32346

Property Summary

Property Type	Vacant Land
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jun 2022)
Tax Bill	$767 (2025)
Deeds & Mortgages	Jun 2022 Sale
Flood Zone	Zone VE (high risk)
APN	`28-06S-01W-1051-0007-0680`

Property Details

APN / Parcel Number

Primary APN	`28-06S-01W-1051-0007-0680`

Exterior

Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	95 ft deep x 75 ft wide

Location & Zoning

Street Address	6 COBIA ST
City	ALLIGATOR POINT
State	FL
Zip	32346-5200
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	UNIT 1 BL 7 LOT 68 SOUTHERN DUNES OR 141/378 OR/169/353 ORB 0169 PAGE 0353 1002/621 1337/664
Legal Range	01W
Legal Township	06S
Legal Section	28
Legal Subdivision	SOUTHERN DUNES
Legal Block	7
Legal Lot Number	68
Legal Unit	1
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

6 Cobia St, vacant land, is owned by an individual who bought it in June 2022.

Source: Franklin County records, as of January 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1107 LONGVIEW, WESTON, FL 33326-2905
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on File
Deed Sale	Jun 2, 2022 · Amount on File
Prior Sale	Dec 21, 2009 · Amount on File
Deed Document Number	202219003391
Deed Book / Page	1337 / 664
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Jun 2, 2022
Property Address	6 COBIA ST, ALLIGATOR POINT, FL 32346-5200
Document Number	0019003391
Book / Page	1337 / 664
Map Reference	MB 2 PG 22A
Instrument Date	May 20, 2022
Instrument	202219003391
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount on Record
Tax	$875.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9005 TARNWOOD CT, VILLA RICA, GA 30180-7682

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 COBIA ST, ALLIGATOR POINT, FL 32346-5200

Tax Assessment & Valuation

The 2025 property tax bill for 6 Cobia St was $767, up 3.9% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$767.00 (+3.93%)	$90,000 (-) Land $90,000	$90,000 (-) Land $90,000
2024	$738.00 (+20.2%)	$90,000 (+45.16%) Land $90,000	$90,000 (+45.16%) Land $90,000
2023	$614.00 (-2.54%)	$62,000 (-) Land $62,000	$62,000 (-) Land $62,000
2022	$630.00	$62,000 Land $62,000	$62,000 Land $62,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6 Cobia St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6 Cobia St is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Fidium Fiber DSL · Fiber in parts of the area	50 / 10